Regulated and insured by this institution
What is the NCUA
A share that encourages savings for specific goals and has no minimum balance. Member can make convenient deposits through payroll deduction.
What is a secondary savings
3 types of loans we can complete for a member
Secure Loans: Vehicle/Motorcycle, ATV/Dirtbike, Boat, RV, non-titled
Unsecure Loan (Personal, Anything), Holiday Loan
Credit Cards: Visa Classic, Visa Gold
Shared Secure: Personal, Visa
Mortgages/Equity
3 methods to access your account information at Honda FCU
Audrey
Digital Banking
Branch
Contact Center
3 steps to becoming a member at Honda FCU
1. Meet eligibility requirements
2. Complete a membership application
3. Deposit $5 into the savings
The entity that owns a credit union
who are shareholders/members
The holiday savings offers this perk to encourage the savings of money for the holidays.
What is a premium interest rate (1% higher than normal savings) for the first $2500.
Method by which a Honda Associate can have money moved from their paycheck to their Honda FCU savings account.
The financial education service we offer at no cost to our members - education ranges from creating budgets to financial management and dept repayment programs
Ascend/Enrich/Greenpath
3 Core Values of Honda FCU
Service
Relationships
Integrity
Excellence
Amount of insurance provided by the NCUA for all credit unions?
What is $250,000
The monthly maintenance fee on the Regular Checking account.
What is $0
Method by which a member who is not located close to a branch of Honda FCU can still complete their banking.
Shared Branching
Digital Banking
Contact Center
Cost of Hpay - Pay a Bill
What is $0
Number of times you are expected to use the member's name during an interaction
What is two times
Number of branch offices operated by Honda FCU
11
Thresholds of $2500, $10,000, $25,000, and $50,000 allow the member t potentially earn more money on this share
What is the Money Market share
The ability to receive monthly statements online.
Smartphone devices that can be used with Digital Banking?
What are Apple and Androids devices
Who is CEO of Honda FCU
Who is Ken Fischbach
Who are:
Honda Associates or related companies
Family members of Honda associates or HFCU members
Dealernet Dealer Employees
Minimum opening deposit for share certificates?
Regular - $500
Premier - $10,000
Executive - $100,000
Resource for finding procedures and product knowledge information?
What is Honda Help
Maximum amount that a member can withdraw from an ATM in a 24 hour period
What is $1000
Person to Person service, where members can transfer funds to anyone using their digital banking. All they would need to know about the recipient is mobile number or email.
What is Hpay - Pay a Person