Personal Finance
The rate on your savings account is 2%/year and inflation is at 3%/year. After one year would the money in the account buy more than it does today, exactly the same or less?
Less
Identify 2 ways to prevent mental burn out when in school?
Leave work at work, Make your room your safe space, Get lots of sleep, Nourish yourself, Take breaks, Breathing Strategy, Exercise, Make time for the people and activities you love, enjoy the outdoors.
What is the most important thing to know about your roommate?
A- sleep patterns
B- Cleanliness habits
C-Medical Conditions/ Allergies
C-Medical Conditions/ Allergies
What are two things you should do when meeting someone physically for the 1st time after only meeting online?
Meet during daylight, meet in public, limit the amount of personal information you share, tell a friend or family member, share your location with someone, share the person's name with someone. Suggest to do a group hangout first.
Prior to an interview what are 3 things you should do?
Pick an outfit, print copies of your resume, GPS the job location, Practice questions, Have your ID/application ready, Read job description over, Learn interviewers names, send a confirmation email.
Part 1-Out of these expenses: School text books, roof replacement, starbucks, dinner, car accident.
Which would your emergency fund pay for?
Part 2- How much money should you have in your Emergency Fund?
Part 1 - roof replacement, car accident
Part 2 - 3-6 months of expenses
Identify 3 safety tips to think about before going out to a party?
Rides there and back, phone battery, where its located, who you trust going, what substances will be present, are family/friends aware of your location.
How often should you see a doctor and dentist each year?
Doctors- Annually
Dentist- Every 6 months
Challenge- Knack for Knots.
You must Tie a Tie.
The fastest and correct player will get a prize!
You are driving alone. You are lost, your phone is dead, it is nighttime and you have no navigation… how do you get home?
Stop at a gas station/local store and ask directions, ask directions from a trusted adult, stop at a store and call an uber/friend/parent, buy a phone charger (car port).
Challenge- "Check Yourself"
Your tuition was $15,000 this semester. Write a check to SUNY YHS for this amount.
Use today's date and include that its for tuition.
The fastest and correct player will get a prize!
If someone appears to be overdosing from alcohol/other drugs, what are 3 things you should do?
Call 911 (provide them with as much info as possible), Stay with them, give them water, keep them awake, turn them on their side, don't let them take more (drugs), keep them comfortable, ask others to get help, stay calm.
What are 3 signs of alcohol poisoning?
vomiting, confusion, seizures, slow/irregular breathing, blue/pale skin, low body temperature, passing out, dizziness/spinning.
In what order should you accept the following forms of aid; Subsidized Loan, Grants/Scholarships, Unsubsidized Loan
Grants/Scholarships, Subsidized Loan, Unsubsidized Loan
This is an investment technique in which you spread your money around different types of investments.
Diversifying your portfolio
What is the standard deduction?
A specific dollar amount that reduces the amount of one's taxable income
Date Night Challenge
After a great dinner service. Please calculate tip from the TOTAL amount. Don't forget to use your 10% off coupon as well!
-Tip Amount: _____ - Total Due: _____
The fastest and correct player will get a prize!
Identify 3 places your should never be alone.
Uber, Hot Tub, Concert, Pool, Party, Dark secluded area.
Answer the question below using one of these forms; W2, 1099, 1040, W4, I9
You receive this form from your employer that reports the wages earned as well as any taxes withheld during the year.
W2
Challenge- "This is not a Drill"
Identify the name of each tool and place it in the correct spot on the paper.
The fastest and correct player will get a prize!
This is an investment that pools money from many people and uses the money to buy many stocks and/or bonds.
Mutual Fund
Before sexual activity, what are 3 things a person can do or ask to lower their risk of an STD?
Get tested/ask their partner to get tested, buy protection, see a doctor, learn how to use protection properly, plan a comfortable/safe setting, discuss plan for possible outcomes.
Challenge- "Safety First"
1) Listen to the scenario.
2) Hold up the image of the medical device that will help a person in that medical emergency!
This is a type of tax deferred retirement account that you can control. You don't pay taxes on the income from it until after you retire.
403b/401k
Describe a balanced meal that meets all your bodies needs...
Protein(meat/plants/fish/dairy), Carbohydrates (grains-energy source), Vitamins/Minerals (fruit/veggie/Dairy), Lipid (dairy/meat), Water