Checking
This account has 5 ways to avoid the MSF, offers the most flexible banking options and is great for college- age students.
What is the Everyday Checking account?
1.$500 or more in total qualifying electronic deposits7
2.$1,500 minimum daily balance
3.$5,000 or more in qualifying deposit balances, investment balances, or both
4.Primary account owner is 17 – 24 years old10
5.A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program
This account is ideal for those that are just starting to save. It offers features to automate savings which can help build savings passively. Can be linked as ODP.
*S.A.Y.G features are available to account holders under 18.
What is Way2Save Savings?
This service was created when we lost he ability to make cash deposits into accounts owned by someone else. This allows customers to quickly and safely transfer funds which is instant availability even on weekends.
What is Zelle?
This partner can help make home ownership a reality. They can help see what customers are afford, provide access to real-estate shopping tools, and educate on benefits such as down payment assistance, up to $5k in closing costs and additional relationship rates.
What is WF home Mortgage?
This card offers a $500 cash reward bonus when you spend $5000 in the first 3 months. No annual fee, and 2% cash back on all purchases.
What is the Signify Business Cash Card?
This account offers 1 U.S. & 1 international Non- WF Atm fee per fee period. The only way to avoid MSF is a min. balance requirement, however many find value on discounted banking services and credit products
What is the Prime Checking?
1. Interest Bearing
2. free checks/ negotiable items
3. Relationship rates
4. relationship pricing/ benefits on credit
This account offers check writing, ODP protection while earning interest. One 1 way to avoid MSF and has Age requirements for this account:
What is Platinum Savings account?
A complimentary service available to WF customers which allows them to learn about, track, learn ways to raise and maintain their credit.
What is credit Credit close up?
This partner helps customers manage cashflow by providing payment processing options, help with creating website, marketing and inventory.
What is Merchant Services?
What is the Active Cash Card?
You can avoid a monthly service fee of $25 dollars with a 10K min. daily balance or 15K average combined balance. Our Premier and Private Bank clients can get fees waived for this type of account. This interest bearing account offers discounts of banking services and offers higher balances and increased financial activity.
What is Navigate Business Checking?
To take advantage of this offer, customers must deposit at least 10K in new money, and maintain at least 10K for 12 months.
What is the In-Branch Promo for Platinum Savings account?
WF has a page dedicated for Fraud Prevention tools and resources that are available to customers that experience phishing scams, learn how to spot imposters, and tips on preventing cybersecurity breaches. Name this resources and how to access it.
What is WF Security Center: How to Report Fraud on personal and business accounts?
This partner can help customers with planning for: Education, retirement, taxes, cash flow, in-depth estate planning, insurance.
What is Financial Advisor?
This credit product is ideal for unexpected expenses, seasonal cash flow, repairs, maintenance, and large purchases. You only pay interest on what you use. You need to established for at least 6 months or more. You may be approved for any amount between 10K-150k. No Annual fee for 1st year.
What is Business Lines of Credit
Things to consider when preparing to apply for a BusinessLine line of credit:
Currently you can waive the MSF on this account by maintaining daily min. balance of $500, and average ledger balance of $1,000 or have a Premier/ Private Banking Relationship. The requirements will be changing March 1st to increase Min. daily balance to $2000, and Average combined balance of $5k.
What is the Initiate Business Checking?
Best for
This is best for customers that want to grow their savings with higher rates. No monthly service fee, min. $2500 for standard accounts, $5k or more for promotional rates. Lower Liquidity.
What is WF CD's?
This service allows customers to make deposits conveniently from home up to 9 pm pacific time.
What is Mobile deposit?
This Partner can help business free up Admin time so they can spend time doing more important things, like managing their business. This partner helps keep track of employee and business taxes, direct deposits for team members, and HR needs.
What is WF payroll services?
With this product customers can earn 60K-100K in bonus points when they spend $4k in purchased in the first 3 months. Customers are rewarded points based on where they make purchases. This card offers trip cancellation protection, and auto rental collision damage waiver, cell phone protection and more. With the $50 annual statement credit with Min. $50 airline purchase, the annual fee ends up being $45.00.
What is the autograph journey card?
This account offers a fee waiver for the 1st 6 months after account is opened. This is an interest bearing account that offers reimbursement on unlimited non-WF ATM fees worldwide. With this account, you can take advantage of relationship banking benefits and special discounts and access to 24/7 concierge service.
What is the Premier account?
Only one way to avoid the $35 fee each fee period:
Ideal for customers that want to grow money over time- long term. 4 ways customers can manage their portfolio.
What is WF investments?
do it yourself options
automated investing
dedicated FA
Private Wealth
Sends instant alerts for large purchases, low balances, or suspicious activity to your phone
What is push notifications/ mobile alerts?
Dedicated team of professionals available 24/7 to help customers with more complex banking needs.
What is WF Premier team?
Ideal for customers who want to make a large purchase, consolidate their debt or like fixed rates and terms. Min. $3k-100K- unsecured and no closing costs or pre-payment penalties.
What is WF Personal Loan?