Youth Credit Cards
The age a minor can have a credit card
What is 15 years old?
Q4 balance transfer promotion is good until this date
What is December 31, 2025.
When do we remove the all clear signal?
Once the branch is open to members for business
This account has a $500 daily Zelle limit
What is Youth Banking Plus?
How long are the instant pre-screen offers good for?
90 days
Can a youth credit card be secured or unsecured?
It can be either!
What is the current promotional balance transfer rate?
2.9%
Who is responsible to place the all clear signal?
Both openers.
The youth banking account has this daily ATM withdrawal limit
What is $100?
Do we run IPS offers for members under 21 years of age?
No
This is the max limit a youth credit card can have
What is $500?
Balance transfers will be allowed up to this percentage of the total available credit limit during this promotion.
What is 100%
What do you do if the all clear signal is not in place?
If there is NO signal, DO NOT APPROACH or ENTER, remain in the vehicle and call Security and Branch Operations.
What are the daily spending limits for both youth and youth plus debit cards?
1. Youth $250
2. Youth Plus $500
How much will a member receive if they use their auto IPS offer for a purchase or refinance?
$100
Who needs to sign the credit application?
Both minor and parent
All balance transfers for qualified existing cardholders will be at a special APR through what date?
September 30, 2026
How often does the all clear signal need to be changed?
Quarterly
This age range requires minor's current photo identification in addition to the minor's ssn to open a youth banking plus account.
What is 15-17 years old?
Can a joint applicant be added to an auto pre-approval? and does credit have to be ran?
1. Yes
2. Yes, unless the joint applicant has a pre-approval as well.
What identification is needed from the minor for the youth credit card application?
Youths age 15 to 17 must present a current picture I.D. Card.
How can a member accept and process the promotional balance transfer?
By clicking on the banner in OLB or mobile app.
If you are the lookout and someone approaches your vehicle and starts threatening you, what are the 4 steps you need to take?
1. Drive away
2. Call 911
3. Call Branch Ops
4. Call Security
5.00% APY is earned on youth savings account balances up to what amount?
What is the first $500?
Can a credit card pre-approval have a joint owner added?
No, they can add as an authorized user once the card number has been generated.