Underwriting
20 Year old Flat Roofs are NOT eligible for Special Form Replacement Cost. What is the cut off for Special Form RC on Shingle Roofs?
What is 20 years
Westchester offers defense costs outside the policy limit for Liquor Liability
What is True
This is the cut-off for eligible build year / year of construction
What is 1900 (except Churches, which is 1985)
Westchester is a market for roofers
What is false
This is the largest internal organ
What is the liver
Westchester is a great solution for Coastal Property Risks. A referral is required at what distance from the coast?
What is less than 1 mile
The highest liability limits that we can offer for Liquor Liability.
What are $1M / $2M
Where will Westchester NOT write apartments in NY:
What is inside the 5 Boroughs
Westchester will consider up to this limit for Renovations:
What is $250K
A Midsummer Night's Dream was penned by this famous writer
Who is William Shakespeare
Westchester's TIV is on a Per Policy/Per Insured Basis. Separate policies for the named insured is prohibited. What is Westchester's TIV per policy/per insured?
What is $2.5M
Westchester does not write Liquor Liability for risks located in these states (name at least 3)
What are AK, AL, LA, MS, RI, SC or WV (also risks located on Beale Street, Memphis, TN and within zip code 73104 (Oklahoma City), OK)
Bars on windows are eligible if:
What is they are equipped with internal automatic safety release mechanisms
The only class eligible for short term policies
What is Vacant (Buildings)
A group of Geese is called
What is a gaggle
Broker has the authority to offer Per Location Aggregate for up to how many locations?
What is up to 3 Locations
Which type of business do we write liquor liability? 1. Gentleman’s Clubs. 2. BYOB Restaurants. 3. Pool Halls
2. BYOB Restaurants
Westchester requires an extinguishing system on all Commercial Cooking Exposures. What type of extinguishing system is required:
What is UL 300 Compliant Wet Ansul System
Westchester delegates credit & debit authority. What is a maximum Debit & Credit available
What is 25% Debit and 10% Credit
This NBA star holds the record for most MVP awards, with six
Who is Kareem Abdul-Jabbar
A building was constructed in 1902 and application says "all updates performed in 1950" - what is the year built you should choose in the system?
What is 1902
The minimum beer / liquor pricing that we can consider
What is $2 beer and $3 liquor
Risks with more than this percentage of student or subsidized housing would be considered ineligible
What is 15%
What is a maximum # of years a risk can be vacant and still eligible for Westchester's Vacant Building Product
What is Unlimited
This movie ranks as Steven Spielberg's highest grossing film to date
What is Jurassic Park