Business
Opening a Sole Proprietorship
SSN, EIN/Tax ID #, Valid ID
OR
Business Checklist
Opening a CD, already a member.
Valid ID, Required Funds for CD
Member applying for a secured credit card.
Money to fund Credit card (is there more? is mbrs credit pulled?)
Member/Nonmember needs a Notary
Valid Photo ID (Just this right?)
Making Changes to an FRG account (Previous Signer is being removed)
Correct Memo (that details remove previous signers) DL of new signer(s) and proof of address (may be required, may not be.)
Opening a New Membership
Valid ID, proof of address may be required, SSN, $10 to fund account
Member applying for a PLOC/Personal Loan
Valid ID, Proof of Income
Member had a legal name change and is looking to update.
SSN showing new name, Marriage Cert/Divorce Decree, Valid ID with new name
What we provide to any individual looking to open a business account to ensure a smoother opening process.
Business Checklist
Nonmember looking to get a checking account with a debit card.
All required documents for New membership + $10 to fund savings and $25 for checking account's minimum deposit.
Member is looking to purchase a new vehicle
ID, Proof of Income, Buyers Order, Invoice, Milage, Proof of Insurance. (Is this correct?)
Member is in need of providing proof of insurance for their vehicle due to CPI being placed on the loan
Declaration Page detailing the following:
Effective Dates, Policy Number, Vehicle Info, Proof of Comprehensive and Collision Coverage with Deductibles of $1k or less, Fortera as Leinholder with correct address.
OR: Know where to find the SOP for them
Opening a New Organization/FRG account from scratch
Memo, Valid Picture ID for all being added on the account, All signers present, Tax ID number
(Is there more?)
Member is opening a Sprout Account for their son
SSN for son, Custodian must be on account, Valid ID for Custodian
Member applying for Home Equity/HELOC
Proof of Income (Paystubs) Assessment/Appraisal, ID.
(Is this correct? Is there more?)
Member is looking to open a cumulative IRA on membership
(IDK NGL I'm asking lol)
My guess is:
SSN card, Recent Tax Documents, ID, Funds for Minimum Deposit.
Member looking to inquire starting a Trust
IDK I'm asking lol
Removing a Joint from Account
Both the Primary and the Joint(s) must present Valid ID and be present/sign for the joint's removal from the account.
Business Member looking to apply for a Business Line of Credit.
(Business Loan Application Checklist can be found in the product knowledge section)
Is anything else typically needed different from this checklist?
Member has a $50k check made out to an Estate; there is no Estate account in our records
Valid ID, Estate paperwork that discloses permission for member to open estate account. Check cannot be cashed/deposited to members account.