Board Policies
We gain credibility by adhering to our commitments, displaying honesty and integrity and reaching credit union goals solely through honorable conduct.
What is the Code of Ethics Policy?
Need to deposit a check, but can't make it to a branch or ATM? There's a simple solution with this feature on the USALLINACE app.
What is Mobile Deposits?
Our simplest credit card. No annual fees, no penalty APRs, and the same great low rate on purchases, balance transfers, and cash advances.
What is Visa Classic Credit Card?
This affluent suburban town is known for its picturesque waterfront views, historic landmarks like the Jay Estate, and its proximity to New York City.
What is the Rye, NY?
Before going by the name USALLIANCE Financial this Credit Union was original called this.
What is IBM Westchester Employees FCU?
The purpose of this policy is to set forth operating procedures to guide officials while traveling on Credit Union business.
What is the Volunteer Travel Policy?
As a USALLIANCE member with at least one open account, you have the ability to view this important score, for free, at any time.
What is your Credit Score?
This financial product allows individuals to borrow money to purchase a car, truck, or other motor vehicle, with the vehicle itself serving as collateral for the loan.
What is Vehicle Loan?
This city on the Gulf Coast is famous for its stunning white sand beaches, warm Gulf waters, and the presence of Winter, a bottlenose dolphin who starred in the "Dolphin Tale" movies.
What is Clear Water, FL?
This was the year the Credit Union got it humble begin.
What is 1966?
Under this policy, the Credit Union may grant Modifications to existing borrowers for reasons including but not limited to changes in market conditions or changes in a borrower's capacity to repay.
What is the Loan Modification Policy?
Have your spending habits automatically analyzed, see where your money is going each month, and adjust your budget accordingly!
What is Spending Analysis?
Funds are automatically transferred from this type of loan to your checking account and can cover expenditures that an available balance cannot.
What is Signature Line of Credit?
This town, shares its name with a city in Essex, England, and is known for its rich history dating back to the 17th century, including its involvement in the Industrial Revolution and its picturesque town center.
What is Chelmsford, MA?
This former executive got the party started for the Credit Union’s 50th anniversary boat cruise rocking a pink boa.
Who is Jim White?
The Credit Union, at its sole discretion, may pay accountholder overdrafts as a non-contractual courtesy, in accordance with this policy.
What is the Overdraft Privilege Policy?
Before you buen viaje, make sure to set this in Digital Banking.
What is Travel Notice?
Whether you’re looking to boost your low credit score or are just starting out and need to establish credit, this loan can help you achieve your personal financial wellness goals.
What is Credit Builder Loan?
This city in Montgomery County, is known for its vibrant downtown area, historic sites like the Beall-Dawson House, and its status as a major biotechnology hub, with the presence of institutions like the National Institutes of Health (NIH) nearby.
What is Rockville, MD?
This nonprofit organization got its start in 2020 and goes by one of the slogans for USALLIANCE.
What is the Live Life Fully Foundation?
This policy sets forth the Credit Union's expectations in the event that an employee or volunteer has concerns regarding unethical, fraudulent, improper or illegal conduct and the means of communicating that information without fear of retaliation.
What is the Whistleblowing Protection Policy?
Losing your card has never been less stressful! This feature allows you to lock and unlock your card with a single click, report a lost or stolen card, and create specific spending alerts.
What is Card Controls?
Whether you're buying new or looking to refinance, we'll help you get cleared for takeoff with this type of loan.
What is Aircraft Loan?
This term describes a decentralized work environment where employees perform their job duties away from a central office location, typically utilizing digital communication tools and technology to collaborate with colleagues.
What is remote office?
For a brief time in the 90s, the Credit Union went by the name IAG FCU, short for this.
What is IBM Integrated Groups?