Activity Code
Dealer called.. Approved as requested
What is DCAR
585
What is no credit report found
$1750 <
What is min. income
Anti-Theft, Appearance, vehicle protection, windshield
What is Frontend
Year: Make: Model: Miles: Income: Book: Cash down: Finance Amount: Backend: Buy Rate: Final Rate: Term: Fee:
What is a Recontract Structure
Dealer Unwind
What is UNWTL
1135
What is hard stip for poi
140% >
What is Max LTV
Gap, Maintenance, Multi-Product, Service contract, Tire and Wheel
What is backend
1: L3 LTV under 85% (used) 75% (new)
2. >30% of sales price as cash down
3. DTI <50%
4. Combined auto PTI <12%
5. Stip for POI
What is a trade waiver
Bureau Re-Pull
What is BRSC
1396
what is updating income
$1500<
What is max Maintenance
Are we under 120%
Is the vehicle used?
Is the used vehicle 3 years or less
What is Gen7 Score?
Is credit file considered Thick?
What is 75-month program
Acknowledgement Form
Inspection/ warranty form
Vehicle Type: Used and Certified Pre-owned
Uplift book value add: $1000
What is CPO Requirements
Dealer Called
What is DCFI
SCUSA, DRIVE, SANTANDER< CHRYSLER CAPITAL must be paid zero bal.
What is 572
No Max
What is ESC
MA: Waived trade- Justification:
MA: 12 month term extension- Justification:
MA: Fee adjustment- Justification:
What is Manual Adjustment
Three months bnk stmt and current tax returns (1099)
What is self-employed
Dealer called to buyer waived fee
What is DCBWF
1361
a. MTG NVR Derog and Auto NVR Derog and like Payment 20% or <= 120%
b. CD>=2k and payment < $450, and PTI <10%
c. MTG NVR Derog and Auto NVR Derog
What is compensating factors
Cause:
Severity:
Justification of Ability to Repay:
What is an Exception.
CAC Note ***CAC PASSED ***
Spoke to:
CID: Phone Number App ID#: App #
CBR: The bureau that was pulled:
Type of Alert: Initial (I), Military (M), Extended(E) E
Questions:
What is a cac call