CHECKING ACCOUNTS
WHICH CHECKING ACCOUNTS OFFER 2 FOREIGN ATM TRANSACTIONS FEES TO BE WAIVED PER MONTH?
WORLD AND STUDENT REWARDS CHECKING
TELL ME THE DIFFERENT TYPES OF SECURED LOANS TCU OFFERS
NEW/USED AUTO, MISC COLLATERAL, SHARE SECURED CD, REGUALR SHARE SECURED, PRIME EQUITY LINE (HELOC), EQUIT LINE PLUS (HELOC),
HOME EQUITY 1ST, HOME EQUITY 2ND, TCU MORTGAGE
VISA ACCELERATE SECURE CREDIT CARD
WHAT PRODUCTS SHOULD BE ADDED TO EVERY SINGLE ACCOUNT OPENED IN OUR BRANCH?
PRIMARY SHARE - CHECKING - DEBIT - ROUND UP SAVINGS - HOME BANKING - MOBILE BANKING - E-STATEMENTS. AT LEAST 7!
This program allows our hero's the opportunity to do 100% financing.
What is our Hometown Hero's Program
WHAT ARE THE REWARDS STUDENTS GET WITH THE STUDENT REWARDS CHECKING?
$10 - ANNUALLY WHEN YOU DO NOT OVERDRAW YOUR ACCOUNT - $10 - IF YOU USE THE APP, ONLINE BANKING, AND SIGN UP FOR ESTATEMENTS AND ROUND-UP SAVINGS - $25 IF YOU COMPLETE THE TCU FINACIAL EMPOWERMENT PROGRAM
WHAT ARE THE STIPULATIONS TO OBTAINING A MORTGAGE ON A MOBILE HOME?
DOUBLE WIDE TRAILER, BUILT ON A STEEL FRAME THAT IS ATTACHED TO A PERMANENT FOUNDATION ON PROPERTRY OWNED BY THE BORROWER.
WHAT ARE THE TWO STEPS TO REACH IN THE VISA ACCELERATE PROGRAM?
This credit card requires a minimum of $500 collateral
This credit card requires a minimum of $500 collateral
What two accounts offer ID protection?
What is Advantage & World Checking
WHAT ARE THE FEES FOR EVERY CHECKING ACCOUNT WE OFFER?
OPPORTUNITY - $10 OR $8 WITH ESTATMENTS
PERFORMANCE - $2 OR FREE! WITH ESTATEMENTS OR $2500 IN MONTHYL COMBINED BALACNES (LOANS,DEPOSITS, INVESTMENTS, DIRECT DEPOSITS, OR WITH 10 MONTHLY ACCT TRANSACTIONS
THIS PRODUCT IS A REVOLVING LINE OF CREDIT SECURED BY THE EQUITY IN A MEMBERS HOME WITH 90% MAX LTV
EQUITY LINE PLUS
TCU VISA SIGNATURE REWARDS CARD EARNS 1.5 REWARD POINTS PER DOLLAR - WHAT CAN MEMBERS REDEEM THE POINTS FOR?
With TCU Visa Signature Rewards, every dollar of qualifying purchases earns 1.5 Rewards Points redeemable any time for cash back, merchandise, travel or gift cards.
Name all the terms we offer for Mortgages.
What is: 30 years, 20 years, 15 years, 10 years and ARM 30 years
What is the daily ATM Limit on our credit cards?
What is $515
WHICH CHECKING ACCOUNT DOES NOT REQUIRE A MIN TO OPEN?
STUDENT REWARDS
MEMBER APPLIES FOR AUTO LOAN, YOU SEE THE MILEAGE ALREADY FALLS OUTSIDE TCU UNDERWRITING RULES - WHAT WILL YOU TELL THE MEMBER?
DUE TO THE MILEAGE ON THE VEHICLE, TCU IS UNABLE TO APPROVE THIS LOAN, BUT WE DO HAVE ANOTHER OPTION. I CAN RUN THE APP THROUGH OPEN LENDING AND SEE IF WE CAN GET YOU APPROVED THROUGH THAT PROGRAM. THEY WILL PULL YOUR CREDIT AGAIN BUT WILL ONLY COUNT AS ONE FOR THE DAY. LET'S SEE IF YOU CAN GET YOU APPROVED.
HOW CAN YOU MANAGE YOUR CREDIT CARD ONLINE?
What are the terms for our Home Equity Line of Credit Products?
What is a 10 year draw period and a 10 year repayment period
WHAT IS MY MIDDLE NAME?
DAWN
UP TO HOW MUCH CAN OUR MEMBER GET REIMBURSED FOR IDENTITY THEFT EXPENSE?
UP TO $10,000
AND WHERE CAN THEY APPLY?
Miscellaneous loans are secured by RV’s, campers, boats, personal watercrafts, or motorcycles.
embers can apply at any branch location, through the member call center or online.
To avoid paying interest on purchases you must pay the balance on or before the due date each month? However, there is one type of transaction this does not apply to and will be charged interest even if balance is paid on or before the due date. Name this transaction
WHAT HSA PRODUCTS DOES TCU OFFER?
CHECKING AND CD'S 12,36, AND 60 MON
TELL ME THE BUSINESS PRODUCTS WE OFFER
BUSINESS SHARE - SMALL BUSINESS CHECKING -BUSINESS CHECKING -COMMERCIAL PLUS CHECKING - COMMERCIAL LENDING - COMMERCIAL VISA REWARDS - BUSINESS VISA REWARDS - BUSINESS DEBIT CARD AND CLOVER~!