Insurance 101
Two types of optional coverage that pay for physical damage coverage to a vehicle
What is collision and other-than-collision coverage?
The unit testing framework in Guidewire (not to be confused with the hip hop group)
What is GUnit?
The Wolverine-state based insurance company that became an affiliate member of the Western National Insurance Group in 2015
What is Michigan Millers?
The fixed-length event of one month or less where ideas are turned into value
What is a sprint?
The major selling point of our Signature book and the remaining products in CHIPS
What is the Penalty-Free Promise?
In a base homeowner's policy, personal property losses are covered on a “named perils” basis. The residence and other structures receive this type of coverage
What are special perils?
“Master" in Korean, also the name of Guidewire InsuranceSuite’s programming language
What is Gosu?
The direct written premium milestone that Western National Insurance Group achieved in November of 2023
$1 billion
The scrum event that encourages regular reflections on the sprint, team, and processes to encourage growth and improve team effectiveness
What is the retrospective?
The Western National product that currently has three unique operational underwriting companies in use today
What is Personal Auto?
The coverage in an auto policy that pays for injuries to you and your passengers regardless of who is at fault in a no-fault state
What is PIP (Personal Injury Protection)?
The process of converting a street address into latitude and longitude
What is geocoding?
Western National began selling policies through these in 1955 (we continue to sell through them today)
Who are independent insurance agents?
The emergent, ordered list of what is needed to improve the product and the single source of work undertaken by the scrum team
What is the backlog?
The product who's implementation opened a new market that our Wisconsin agents had been asking for
What is Road & Trail?
In a homeowners policy, this clause ensures that a policyholder carries sufficient insurance to avoid a reduced payout in the event in a partial loss
What is a coinsurance clause?
Plain-language grammar (Given/When/Then) for writing behavior-driven development test scenarios (not a cucumber, but close)
What is Gherkin?
The ad campaign launched by Western National in 2022 that focused on being kind, having each other's backs, and delivering friendly & helpful interactions to both customers and co-workers
What is "The Power of Nice"?
The only 3 defined roles within the scrum team according to the scrum guide
What are the Scrum Master, the Product Owner, and Developers?
The three loss settlement types that are available in Western National’s Watercraft products
What are replacement cost, agreed value, and actual cash value?
Of the two types of personal umbrella coverage, the one found less commonly within the insurance marketplace
What is a “drop-down” ("true") umbrella?
Process to reclaim unused memory for an application, occurs much more often than once a week
What is garbage collection?
The name of Western National Mutual Insurance Company prior to a name change in 1970
What is Mutual Creamery Insurance Company (Mutual Creamery and Cheese Factory)?
Defined as Commitment, Focus, Openness, Respect, and Courage - these give direction to the Scrum team with regard to their work, actions, and behavior
What are the Scrum values?
Previously available only in our Wisconsin Penalty-Free book, this coverage became available for all states with the new Select and Signature Homeowner's products
What is Additional Coverage A – 100% (Guaranteed Replacement)