Basic Benefits
WC 101
WC 201
WC 301
WC Extreme
100

The dollar threshold for Examining referrals.

What is $500,000?

100

This is a disability caused by a work-related injury or disease that renders an injured employee unable to ever return to gainful employment.

What is permanent total disability?

100

The estimate set for indemnity, medical and expense costs on a claim based on most probable outcome

What is a reserve?

100

This can reduce the cost of a workers compensation claim by shortening the length of time that the injured employee is disabled and also benefits society as a whole by providing job search or retraining?

What is vocational rehabilitation?

100

Injury to the employee is caused by someone else's negligence.

What is a Third Party?

200

Recovery under the applicable workers compensation law against the employer is often referred to as this.

What is employee’s exclusive remedy?

200

This type of employee is one hired for only a short period, usually to accomplish a particular task.

What is a casual employee?

200

This is a disability caused by a work-related disease that temporarily renders an injured employee unable to perform any job duties for a period of time. After that period, the worker is expected to be able to resume all job duties.

What is temporary total disability?

200

This is a disease thought to be caused by the work environment.

What is occupational disease?

200

Place, Work location, Accident location, Lives, Hired, Supervised.

What is PWALSH?

300

This benefit includes a flat amount for burial expense and partial replacement of the worker’s former weekly wage.

What is death benefits?

300

These laws provide no-fault protection by removing the right of employees to sue their employers for injuries covered by the applicable workers compensation statute, while obligating employers to compensate injured employees even if employer negligence is not involved.

What is workers compensation statutes?

300

These employees have all the outward appearance of regular employees, work continuously for the same firm and are subject to control by the firm just as they would be if they were its direct employees.

What are leased employees?

300
When an employee is injured while on the way to or from the usual place of employment, this rule will apply to determine compensability.

What is the Going and Coming Rule?

300
All lost wage replacement benefits.

What is Indemnity?

400

This is a person hired to perform services for another under the direction and control of the other party, called the employer.

What is an employee?

400
This is a disability caused by a work-related injury or disease that impairs the injured employee’s earning capacity for life. The employee is able to work at reduced efficiency.
What is permanent partial disability?
400

If the injured worker is receiving SSDI for at least 24 continuous months, and you want to settle the claim, what is necessary to obtain?

What is a Medicare Set Aside?

400

This is a firm that is responsible for all payroll taxes, employee benefits, and workers compensation coverage. DAILY DOUBLE DAILY DOUBLE DAILY DOUBLE

What is PEO (Professional Employer Organization)?

400

Medical requirement prior to determining whether a Spinal Cord Stimulator is appropriate.

What is a Psychiatric Evaluation?

500

First-dollar benefits are ordinarily provided; no deductible or coinsurance provisions are imposed on the employee

What are medical benefits?

500

This type of an employee is hired for short-term assignments to cope with peak loads.

What is a temporary employee?

500

This person can be hired to perform services without being subject to the hirer’s direction and control regarding work details.

What is an independent contractor?

500

History utilized to establish the average weekly wage for a claim.

What is a Wage Statement?

500

An exclusive remedy to injured maritime workers.

What is US Longshore and Harbor Workers Compensation Act?

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