Talking About Money
What should you ask about when talking about money like a boss?
Your hourly rate, pay cycle, superannuation, penalty rates, and tax deductions.
What forms should you fill in when you start?
Tax File Number (TFN) Declaration and Superannuation Choice Form.
How many hours do full-time employees work per week?
38 hours per week.
What are casual workers not entitled to?
Paid leave (sick leave, annual leave, etc.) and guaranteed hours.
What are some good questions to clarify when starting a new job?
What are my hours? What is my pay rate? Who do I report to? What breaks am I entitled to?
Why is it important to check your payslip?
To make sure you are being paid correctly, including the right rate, hours worked, and any deductions.
What is a Tax File Number (TFN) and why do you need it?
A unique number used for tax purposes; without it, you may be taxed at a higher rate.
What is the maximum shift length before a break is required?
Usually 5 hours, but this depends on the industry award.
What does "casual loading" mean?
An extra percentage paid to casual workers to compensate for not getting leave entitlements.
Why should you check how much notice you need to give when leaving?
Because giving the correct notice ensures you get paid correctly and leave on good terms.
What is the minimum wage in Australia?
It changes yearly, but as of 2024, it's $23.23 per hour (check Fair Work for updates).
Why should you check your employment contract?
To make sure you understand your pay rate, hours, conditions, and entitlements.
When are retail and hospitality workers usually entitled to a break?
After working 4–5 hours, depending on their award.
What is the difference between sick leave and personal leave?
They are the same – permanent workers get paid sick leave, but casuals do not.
What is the correct way to resign from a job?
Provide written notice as per your contract, work your notice period, and leave professionally.
What is superannuation?
Money your employer puts into a fund for your retirement.
What happens if you don’t provide your bank details when starting a job?
Your employer won’t be able to deposit your wages, delaying your pay.
How many hours do part-time workers usually work?
Less than 38 hours per week, with regular shifts.
What are some benefits of being a permanent employee?
Paid leave, job security, and guaranteed hours.
What happens if an employer doesn’t pay you your final wages?
You can contact Fair Work for assistance in recovering unpaid wages.
Why should you know about penalty rates and overtime pay?
Because they can significantly increase your pay when working weekends, nights, or public holidays.
What is a Fair Work Information Statement, and who gives it to you?
A document explaining your workplace rights; your employer must give it to you when you start.
Can casual workers be forced to work overtime?
No, casuals can refuse extra shifts since they don’t have set hours.
Can casual workers become permanent employees? If so, how?
Yes, after 12 months, they can request to convert to permanent if they have regular shifts.
What can you do if you think you have been unfairly dismissed?
You can file an unfair dismissal claim with the Fair Work Commission within 21 days.