WHO WE ARE
WHAT IS "GLOBE LIFE LIBERTY NATIONAL DIVISION HAS BEEN SERVING WORKING AMERICAN SINCE 1900. WE HAVE LOCAL OFFICE NATIONWIDE WITH MORE POLICYHOLDERS THAN ANY OTHER LIFE INSURANCE COMPANY"?
1 YEAR
WHAT IS... HOW LONG DOES A BUSINESS HAVE TO BE IN EXISTANCE TO WRITE INSURANCE?
MY EMPLOYEES WOULDN'T BE INTERESTED.
“I understand. We have other clients who had similar experiences, BUT THAT WAS before doing business with us. Service is a big part of any benefit program and is certainly something we take a lot of pride in. Is now a good time?”
F-O-R
WHAT IS FAMILY-OCCUPATION-REREATION?
3 REQUIREMENTS FOR THIS CLASS
WHAT IS BE HERE AND PRESENT, MINIMAL CELL PHONE USE EXCEPT WHEN NEEDED FOR CLASS, AND STUDY-STUDY-STUDY?
WHAT WE DO
WHAT IS "AT NO COST TO EMPLOYERS, WE HELP TO ATTRACT AND RETAIN EMPLOYEES BY OFFERING THEM MUCH NEEDED BENEFITS TO PROTECT THOSE THEY CARE THE MOST; AND ALL WHILE HELPING THE EMPLOYERS AND THE EMPLOYEES SAVE VALUABLE TAX DOLLARS"?
I AM THE PERSON YOU GO TO IF YOU HAVE A QUESTION.
WHAT IS... SUPERVISING AGENT
WE'VE TRIED THIS BEFORE.
“I understand. We have other clients who had similar experiences, BUT THAT WAS before doing business with us. Service is a big part of any benefit program and is certainly something we take a lot of pride in. Is now a good time?”
PAC
WHAT IS PRE-APPROACHED CALL?
TOP FINANCIAL STRENGTH RATINGS
WHAT IS A+ SUPERIOR WITH A.M. BEST, A+ MEMBER OF THE BETTER BUSINESS BUREAU, AND NAMED TO WARDS TOP 50 ON THEIR LIFE AND HEALTH LIST?
HOW WE ARE DIFFERENT
WHAT IS "WE ARE DIFFERENT THAN OTHER COMPANIES BECAUSE WE OFFER UNIQUE LIFE BENEFITS ON A NEEDS-BASED APPROACH, MEANING THAT WE DON'T TRY TO SELL YOU OR YOUR EMPLOYEE ANYTHING THAT IS NOT NEEDED"?
THE STATES THAT CAN INSURE AN INDIVIDUAL IF THEY LIVE IN THE STATE OF GEORGIA.
MY EMPLOYEES CAN'T AFFORD IT.
“I understand how you feel, in fact, a lot of my clients have felt the same way. What they have found, once they really considered it, you may never know what's right around the corner and while waiting, one of your employees could have a serious illness, accident or even death, leaving them financially devastated. Do you see what I mean?”
DM
WHAT IS DECISION MAKER?
ACCIDENTAL DEATH COVERAGE AMOUNTS
WHAT IS $3000 FOR EACH EMPLOYEE AND $1000 FOR EACH DEPENDENT CHILD?
NEEDS-BASED APPROACH
WHAT IS "NOW LET ME ASK YOU TO CONSIDER YOUR AVERAGE EMPLOYEE. IF THEY WERE TO PASS AWAY, WOULD THEIR FAMILIES HAVE MONEY FOR THEIR FINAL EXPENSES, WOULD THEY BE ABLE TO REPLACE THEIR INCOME OR PAY-OFF THEIR MORTGAGE? DO YOU KNOW IF ANY OF THEM HAVE SUFFERED FROM CANCER, HEART ATTACK OR STROKE, OR BEEN INVOLVED IN A SERIOUS ACCIDENT"?
HOW THE AMOUNT OF CRITICAL ILLNESS COVERAGE IS DECIDED?
WHAT IS... THE INSURED DECIDES THE AMOUNT OF COVERAGE BASED ON THE AMOUNT THEY WANT TO PAY.
WE ARE CURRENTLY LAYING OFF EMPLOYEES.
“When someone tells me they are letting their employees go, they are usually saying one of two things: Either they are going out of business or temporarily letting their employees go because they don't have enough work. Which concerns you the most?”
ADP
WHAT IS ACCIDENTAL DEATH POLICY?
4 AREAS THAT HAVE DISCOUNTS PROVIDED ON OUR DISCOUNT CARD
WHAT ARE VISION, HEARING, PRESCRIPTION DRUGS, AND CHIROPRATIC SERVICES?
HOW IT WORKS
WHAT IS "THE WAY THIS WORKS IS THAT WE MEET WITH EACH OF YOUR EMPLOYEES FOR A FEW MINUTES, WE PROVIDE THEM WITH THE FREE INTRODUCTORY OFFERS, THEN COMPLETE A NEEDS ANALYSIS FOR THEM AND OFFER THEM THE BENEFITS TO PROTECT THOSE NEEDS"?
THE FOUR BASIC REQUIREMENTS TO WRITE INSURANCE ON A BUSINESS
WHAT IS ... ONE YEAR, W2 EMPLOYEE, PHYSICAL ADDRESS AND FIVE EMPLOYEES THAT WORKS OVER TWENTY-EIGHT HOURS.
THE GREAT NEWS
The great news is that Liberty National has been given the opportunity to extend your initial enrollment period allowing your employees to be covered now and not have deductions for up to two months. It will only take a few minutes for me to review that with you. Is now a good time or would you prefer later today at ____?”
DC
PRE-TAX AMOUNT FOR GROUP TERM COVERAGE
WHAT IS THE FIRST $50,000?