What is the minimum balance in our Relationship Checking account?
$1,000
100
What is the POS daily limit on personal CheckCards?
$5,000
100
What is the minimum balance in our Savings Account?
$100
100
What is our Funds Availability Policy?
In general, we make cash and checks available immediately to our established customers.
100
Under what circumstances would we use a special deposit ticket?
For new customers depositing a government check, money order or official check
200
Which of our checking accounts receive free money orders and official checks?
Relationship, Loyalty and Smart!
200
At what age can a WSB customer receive a CheckCard and under what circumstances?
14 year old now! They must be on an account with a parent/adult
200
What is required in order to open/have a Money Market with WSB?
A companion checking account
200
Reg D limits how many preauthorized or electronic withdrawals that can come out of a savings or money market account every statement cycle. What is this limit?
6 per statement cycle limit
200
When does the statement cycles start/end for personal accounts? how about business?
17-16th personal and business is 1-last day!
300
How many transactions are required in our Smart Checking account to avoid a monthly fee? What is the fee?
6 transactions and $15
300
What is the cash back/ATM daily limit on personal checkcards?
$510
300
At what age can a person solely own a savings account?
14 years old
300
What is a Truth in Savings Disclosure?
It is account specific and goes over all of the details appropriate for that account
300
How does someone become enrolled in our Class Club?
They need to be 55 or older
400
What is the minimum balance in our Loyalty Checking account?
$10,000
400
What kind of accounts can be attached to a CheckCard?
You need a checking but a savings or money market can be attached for ATM access!
400
What is the minimum balance in our iMoney Market Plus account? How about our Smart Money Market?
$10,000 and $2,500
400
What are the "new customer" rules we place on accounts?
For 30 days, we place a 5 business day hold on any personal checks deposited.
400
Can a veteran take advantage of both the checking account promotion AND all of the MVP benefits?
Yes! They get all of the perks from both
500
Which checking accounts earn interest?
Relationship and Loyalty
500
Name a benefit of having a CheckCard
-safer (no cash)
-convenient (can be used anywhere and online)
-saves time (don't need to come to the bank for cash)
-trendy! (5 designs to choose from)
any answer works!
500
What is the amount we require a savings account to be opened with?
$10
500
Where can John Gehlhaart's business card be at on your desk?
HIDDEN! No WIS material can be visible. (WIS is not FDIC insured)
500
What was the name of WaterStone Bank before it was WaterStone Bank?