AUGold
What states can AUGold write a manufactured home in?
CA, OR, WA, AZ, NV, ID
Resource-AUGold--> Eligibility
Markel can write what term lengths on their vacant programs?
3,6, and 12 month terms
Resource-Markel--> Vacant
Will MSI write a townhome?
Transverse: No Townhouses
Spinnaker: Can write a townhouse that has only two units in the structure. (can't write both units in the structure. But can write the single unit has a townhouse.
Resource-MSI--> Eligibility Highlights
What states are BPS required to enter the filings in?
IL and MN
AIG and PURE will consider writing a home with a loss over $100,000.
False, No losses over $100,000.
What type of product will AUGold consider bars on the windows?
Risks that are 100% vacant
*Vacant Risks that are undergoing any renovations however, cannot have bars. *
Resource-AUGold--> Eligibility
What states will Markel write wood shake roofs in?
All of them.
Resource- Markel--> Eligibility
___ or more non-weather losses of any incurred value within the last 3 years at the risk location is ineligible?
3
Resource-MSI-->Losses
Will AIG and PURE write stand alone Secondary Homes?
No standalone Secondary home coverage.
Pure- Can consider $1-2m coverage A on secondary risks if PURE has the primary home.
Resource-PURE--> Eligibility Highlights
NBIC will write a four plex where all units are rented out.
False. (All states except VA) 1-4 family owner-occupied homes (no more than three (3) rental units)
(VA) 1-2 family owner-occupied (no more than one (1) rental unit)
Resource-NBIC--> Documents-->HO Quick Reference
Can an ADU be attached to the main residence in order to qualify as an ADU?
No, The ADU must be physically separate form the main dwelling and have its own plumbing and electrical utilities.
Resource- AUGold--> ADU
To Exclude a trampoline with Markel where would you go within their system?
No need to exclude, liability is automatically excluded.
Resource- Simply the best Brokerage Team Chat---> Search--> Trampoline Markel
How old do you have to be to receive a quote with MSI?
-Primary named insured must be at least 22 years of age in order to receive quote
Resource-MSI--> Named Insured Eligibility
The carrier is Markel- With a dwelling of $848,000 what inspection would I order?
INTRCT and the charge is $60.64
Resource-Safeguard--> Pricing
Kraft Lake Underwriters now takes Log homes.
False, still no log homes for now.
Resource- KLU--> U/W Guidelines -->Kraft Lake Homeowners Underwriting Information & Guidelines --> Exclusions / Not Eligible
The maximum dwelling limit you can write in a PPC 9 or 10 is?
$500,000. With an overall max TIV limits of $750,000.
Resource- AUGold--> Underwriting Guidelines
Adding a property manager as an ________ is acceptable on HO-6 policies?
Additional Interest
Resource-Markel--> Eligibility
Are Tesla Solar Panels eligible with MSI Transverse?
No, Tesla Solar panels make the risk Ineligible with the carrier. Spinnaker and Transverse
Resource-MSI--> Roofs
If I am ordering an inspection and the policy has more than 1 location on it, what do I need to add at the end of my policy for each location I order an inspection for?
When ordering an inspection that has multiple locations on one policy put L1, L2, L3 at the end of your policy number for each location. Example
ABCD12345L1 for Location 1
ABCD12345L2 for Location 2
Resource-Safeguard--> How to order a residential Inspection; How to order a Commercial Inspection
How many hotdogs did Mark eat at the work party cookout?
Mark ate 10 giant hotdogs at the cook out.
Resource--> Huddle Notes App--> Brokerage huddle notes--> 7/24/2025
Is North Carolina available for us to quote Dwelling in?
Yes,
Western Star is eligible to submit quotes to us for risks in North Carolina with AuGold
Resource-AUGold--> North Carolina
What two requirements does the UW guide state in regards to secondary homes?
Seasonal/secondary—owner occupied. Visited less than 50% of the year. Regular monitoring or caretaker required.
Resource-Markel--> Eligibility
Important documentation Standards as of 04/04/2025 with MSI state that gathering what information and making sure its on the application is now required?
Obtaining insured occupation, prior to retirement if applicable.
We will also need to input prior carrier and prior carrier expiration date on all bind request applications. This will be on page 3 of the MSI quote pages to input.
Resource-MSI--> Bind Request Received
For a NJ Transaction code and they start with an H , what two digits are needed to go after the H in the transaction code for AUGold?
AuGold add 00 AFTER letter H of the NJ transaction code
Resource-Due Diligence --> New Jersey Due Diligence
What is the name of Ashley's Skeleton head purse?
Todd.
AKA The Dread pirate Todd
Resource-Huddle Notes App--> Brokerage Huddle Notes--> 10/23/2025