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What is a HealthShare?
A HealthShare is a group of people who pool funds to pay each other’s medical expenses. By joining, each member contributes a monthly amount to a pooled fund and eligible medical expenses, or “needs” will be shared into.
What is Zion HealthShare's core value?
People Are Family, Innovation, Development, Dependability, Simplicity, and Integrity.
Explanation of Benefits
Explanation of Sharing
What is an IUA?
The Initial Unshareable Amount, or IUA, is the amount that a member will pay per medical need before the Zion HealthShare community shares in medical expenses. The IUA is also known as the member’s responsibility.
What two membership types do Zion HealthShare offer to members?
The Direct and Essential Membership
What does the "People Are Family" core value mean?
We are committed to treating everyone with kindness and respect, whether they are an employee or member. Our Goal Is to treat those we interact with everyday like family.
Benefits
Shared Services
What billing options does Zion HealthShare offer?
Direct Billing & List Bill
What Departments does Zion HealthShare have?
Member Care, Member Needs, Medical Advocacy, Maternity, Extended Care, and Key Accounts.
What does the "Dependability" core value mean?
We want our members to be able to depend on us. Dependability means we are trustworthy and reliable and are dependable in performing job-related tasks.
Covered
Eligible for Sharing/Considered Shareable
Membership eligibility in Zion HealthShare is primarily based on 2 factors:
Adherence to the Zion HealthShare principles of membership, and participation by submitting monthly contributions.
What features are offered to Zion HealthShare members?
Cost Sharing, Preventive Sharing, Teladoc, RxShare, and LifeWorks.
What does the "Simplicity" core value mean?
Healthcare can be complicated. We want to simplify the process with a straightforward solution and transparent business practices.
Deductible
Initial Unshareable Amount (IUA)
Fill in the blank: In the third year of membership, we will share up to $_______ toward a pre-membership condition.
$50,000
What Makes Zion HealthShare Different than Insurance and other HealthShares?
-Zion HealthShare accepts everyone
-Zion HealthShare boasts a quick turnaround
-Zion HealthShare has no network so our members can go to any provider that they want to
-Zion HealthShare gives members the freedom to pay their monthly contribution in several ways, including directly to Zion Health or through an employer.
-Zion HealthShare offers unlimited sharing. That’s right, there are no annual or lifetime limits on shareable expenses.The Initial Unshareable Amount, or IUA, is the amount that a member will pay per medical need before the Zion HealthShare community shares in medical expenses. The IUA is also known as the member’s responsibility.
What does the "Integrity" core value mean?
Integrity means acting with honesty and honor, but it also describes the state of being whole and undivided.
Plan Outline
Member Guidelines
Fill in the Blank: After the member has paid three IUAs in that period, any additional shareable expenses of $_____ or more will be shared with no IUA responsibility.
$500