Basics of LTC Insurance
What is long-term care insurance for?
What is "Paying for help when someone can’t care for themselves"
What do you call the monthly payment for insurance?
What is a premium
Does LTC insurance usually pay for short doctor visits?
What is no
What is a premium?
What is the monthly payment for insurance
Why might someone buy LTC insurance?
What is to help pay future care costs
True or False: LTC insurance is the same as health insurance
What is False.
Does LTC insurance usually cost more or less the older you are?
What is more
What daily task might someone need help with?
What is bathing, dressing, eating
What does “long-term care” mean?
What is care over a long period of time
True or False: Everyone automatically gets LTC insurance
What is false
Who is LTC insurance mainly for?
What is older adults
True or False: LTC insurance can help protect your savings
What is true
True or False: LTC insurance can help pay for home car
What is true
What is a benefit in insurance?
What is money or help the insurance pays you
At what age do people often start thinking about LTC insurance?
What is middle age
Name one place care might be given
What is home, nursing home, assisted living
What might people use instead of buying LTC insurance?
What is personal savings
What type of facility might LTC insurance help pay for?
What is nursing home
What is a policy?
What is the insurance plan/contract
What could happen if someone doesn’t plan for long-term care?
What is they may have to pay a lot of money
What kind of care does LTC insurance cover?
What is daily living help
What is one reason LTC care is expensive?
What is it can last a long time
Does LTC insurance cover long-term help or emergency care?
What is long term help
What does “coverage” mean?
What is what the insurance pays for
Name one reason planning early is helpful
What is it can be cheaper or easier to qualify