Coverages
Young Drivers and Endorsements
Abbreviations & New Business
State Specifics
Spin-Offs, Split-Offs & Customer Moves
100

This coverage typically will reimburse for your costs of renting a car from a rental agency or garage - up to your coverage limits.

What is Transporation Expense or Rental Reimbursement?


RA: Rental Reimbursement - Coverage UU OR State Specific Pages


100

At this age, Allstate no longer consider customers Young Drivers.

What is 25?


RA: Remove Driver or Occupant - Young Driver

100

EZP

What is Easy Pay?

100

 These four states require plates to be turned in when a vehicle is removed.

What are Massachusetts (MA), North Carolina (NC), New York (NY), and South Carolina (SC)?

RA:Remove Vehicle, Motorcycle, ORV, Motorhome, Boat, Trailer


100

A non-named insured operator is being removed from an existing policy and being placed on their own policy

What is a Spin Off?

RA: Spin Off

200

Provides coverage for reasonable expenses incurred by a covered person for necessary medical treatment, services, or products provided to an insured person for bodily injury caused by a covered accident.

What are medical payments?


RA: Medical Payments - Coverage CC 

200

This information must be included in the mandatory narrative fields in order to remove a young driver who does not live in the household (non-military) and no longer has regular use of the vehicle(s).

What is the Driver's Full Name and Address?

200

IPS

What is Integrated Payment System?

200

This state requires insurers to collect written consent to complete a termination.

What is Louisiana?


RA: Termination Process - Louisiana

200

The process we use to assist a customer who has completed a move from one state to another and needs to have insurance in their new state.

What is a transfer-in?


RA: Out of State Customer Move

300

This type of comprehensive coverage automatically reduces deductible for glass repair/replacement to $0.00. All other losses normal deductible applies. 

What is Comprehensive with Full Glass?


RA: Comprehensive with Full Glass Coverage - HS

300

I live in North Carolina, and I have an Allstate insurance policy, and I would like to add my friend's car. My agent says I am not able to add this vehicle due to my lack of this. 

What is insurable interest?


RA: Add/Replace Vehicle, Motorcycle, Off-Road Vehicle, Motorhome, Boat, Trailer - Step 6. Verify Insurable interest

300

BET

What is Billing Explanation Tool?

300

This state has a 12-month policy period for Auto. 

What is Massachusetts (MA)?


RA: How many months is my policy for? - Auto - Exceptions

300

This process allows the Named Insured or Spouse to remove themselves from the original policy and start their own policy.

What is a Split-Off or Marital Split-Off?


RA: Marital Split Off

400

This coverage provides protection against covered losses to movable property.

What is Personal Property Protection?


RA: Personal Property Protection - Coverage C


400

When an endorsement must be completed by Endorsement Support team (SPL), Fulfillment, MA RMV team or agency, we representatives will submit this after notating the chat/call.

What is a follow-up task?


RA: Follow-Up Tasks and SLAs

400

WSR

What is Web Service Request?

400

The state of New Jersey uses this instead of ID cards.

What is a Temporary Evidence of Coverage?


RA: New Jersey Temporary Evidence of Insurance

400

In a marital split, the split party will continue to receive the benefit of _____ carried over from the old policy to the new one.

What is tenure?


RA: Marital Split Off

500

Provides protection for insured persons who become legally obligated to pay for covered accidental bodily injury or property damage to others. This protection does not cover auto liability claims.

What is Family Liability Protection? 


RA: Family Liability Protection - Coverage X

500

A customer must have their vehicle coverages  suspended for at least this long to see a credit on their policy premium. 

What is 30 days?


RA: Suspend & Reinstate Auto, Motorcycle, ORV, Motorhome Coverage

500

CHRD

Call Handling Reference Document

500

This state requires customers to provide proof of residency in new business, martial splits, and spins offs.

What is North Carolina?


RA: North Carolina Proof of Residency Requirements Service Delivery

500
The named insured must be present for us to be able to perform a spin-off. True or False?

FALSE


RA: Spin Off