Show:
FHL
Trucking
Coverages
General Business Auto
100

Is FHL available In NY?

No

100

What state do we not offer DIRECT insurance for for-hire trucking?

California 

100

What is liability?

Any damages the NI is labile for in an accident. (injuries or property damage)

100

What is an example of a business auto quote?

A vehicle used in a business that helps generate income. EX, Contractor, home health, accoutant visiting clients, real estate, etc.

200

Minimum age to quote FHL in CAS?

25

200

Name 2 Federal Filings

BMC-91, MCS-90

200

When is comprehensive and collision required?

When the vehicle is being financed, or under a lease.

200

What is an additional insured?

A person, entity, city or corporation who is listed on the policy and shares many of the rights of the named insured. The listed person, entity, city or corporation will receive a copy of any notices (including non-pay cancel invoices) that are issued to the named insured.

300

What is the maximum acceptable vehicle age?

No more than 15 years

300

What by law requires you to obtain a USDOT?

  • Use any heavy vehicle (over 10,000 GVW, including Heavy Duty Pick-up trucks) for commercial use
  • Haul hazardous materials
  • Transport passengers (15 or more)
  • Haul cargo in interstate commerce
300

What is the minimum and maximum motor truck cargo coverage we offer?

$5,000 - $250,000

300

What form should you be filling out when making a BA quote?

BQX

400

What is the minimum driving experience for Mass

9

400

What is a common example of a hazardous materials?

Home Heating, oxygen tanks, Compressed Gases, Corrosive Liquids, Explosives, ect. 

400

Which state asks what is the color of the vehicle?

Mass

400

What states do we not offer snapshot in?

  • Alaska
  • Hawaii
  • Montana
  • New Hampshire-Legacy
  • New York-Legacy
500

What are unacceptable App Based Services to insure with CAS

  • Passenger Transportation (ex.TNC, Uber, Lyft & Wingz)
  • Food Delivery (ex. Door dash, Grubhub & Uber Eats)
  • Package Delivery (ex. Instacart & Amazon Flex)
500

What is an expediter?

  • business earns income from at least one of these methods:
    • Time-sensitive point-to-point delivery (other than auto-haulers)
    • Sometimes referred to as "Hot-shot"
    • Delivery of heavy bulk shipments (e.g. furniture)
  • Business uses vehicles greater than 16,000 pounds GVW (550/5500 series or higher), excluding Truck Tractors (BT01), but including:
    • Pickups Trucks with a trailer
500

In what state is On-hook bundles with Garagekeepers?


Texas

500

In NY what does the NI under the policy need to be under? 

  • Named insured must match how the vehicle will be registered if not yet registered.