Fees
What are overdraft fees?
his fee is paid when you don't have enough funds in your account for a debt charge.
transfers:
Must have available funds and can take up to 1 to 2 business days.
Buisness account:
an account not used for personal purposes, the account is payable to the business organization not an individual director.
Buisness day:
Every day except Saturday, Sunday and federal holidays.
Using debit and credit cards
Debit: enter pin
Credit: requires signature
stolen card
if you tell the bank within 2 business days you could only loose up to $50, if its more than 2 business days you could loose up to $500.
checks drawn on your account
checks deposited at other banks will show as pending throughout the day as other banks submit the item for payment.
Saving account withdrawel
For all savings accounts, we resume the right to require 7 days prior written notice of withdrawal.
Overdraft
The amount by which any items presented on your account on a business day exceeds the available balance.
Canceling:
we may cancel your card anytime without notice, you may cancel your card by destroying it.
overdraft protection
takes many from other accounts to transfer into the account with insufficient funds
paying items in insufficient funds:
You can not do much with your card till it is no longer insufficient funds, ATM's cannot be used.
when only one individual is listed as the owner of an account
solely owned account
Overdrawn
when your account has a negative balance
what is marks middle name
Samuel
a fee if you don't use your banks ATM
ATM fees
when you receive an electronic deposit to your account the only notice you will receive?
bank statement
when two or more people are listed as owners of a personal account
joint account
personal balance
The total amount of money recorded on your account.
what does carter want to do when he grows up
teacher
minimum opening deposit for chase total checking is
0$
a signature on a check on to transfer your check to someone
endorsement
what account will funds will be there in 1 day unless its under 5525
CD or money market
ACH (Automated teller machine)
Referred to automatic payments, funds transferred to or from your account.
what is marks mcdonalds order
three mcdoubles, large fry, 20 piece nugget, large sprite