DICE
Deductible and Premium
No furniture or people in the dwelling
Vacant
An automobile part not made by the original manufacturer
After Market Parts
Endorsement
Uncertainty or chance of loss
Risk
Clauses
Conditions
Pays when the insured's residence becomes uninhabitable
Additional Living Expenses
Provides coverage for high-risk drivers unable to obtain insurance
VAIP Virginia Automobile Insurance Plan
Covers dry earth movement from earthquakes, aftershocks, landslides
Earthquake Endorsement
The cause of loss
Peril(s)
Catastrophic Perils
Exclusions
Pays the expenses to remove debris after a covered loss
Debris Removal
Hitting a deer on the interstate
Other Than Collision
Vehicle owned by you and a non-related person in the same household
Joint Ownership Coverage
The reduction, decrease, or disappearance in value of property caused by a peril.
Loss
The start date of the policy
Declarations Page
How much is the limit for fire department fees if responding to a loss caused by a covered peril
$500
Done at the site of disablement
Towing and Labor
Provides coverage for back up through sewers or drains
Water Back Up and Sump Discharge
Act of stealing money or property from it's rightful owner.
Theft
Rules and Responsibilities
Conditions
A clause intended to encourage the Named Insured to purchase property limits of at least 80% of the cost to rebuild
Coinsurance Clause or Replacement Value
Pays for Substitute transportation in event of a covered loss
Rental Reimbursement
Pays the increased cost to bring repairs up to current code/regulation following a covered loss
Ordinance or Law
To prevent someone from exercising a know right based on previous actions
Estoppel