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Nationwide
Progressive Home
Homesite
Misc
100

Are exclusions available in North Carolina?

No

Gl-Drivers Status

100

Does Nationwide offer Packages for their coverages?

No. It is all Alacarte

100

Are Hot Tubs Acceptable?

GL:Swimming Pool/Hot Tub/Spa/Pond

Yes, if protected by a

Secured cover, OR

Locking fence at least 4 ft high, or an alternate, approved enclosure. Fence must prevent easy access, or it is ineligible.

100

Will Homesite accept a Pit Bull or a German Shepard Police Dog?

GL: Animals 

Yes, a Pit Bull is acceptable with an acceptable insurance score and limits of Lability at $100,000

No, Police or guard dogs do not qualify 


100

Do not send quotes to fulfillment if they have these 3 things.

1. That require OR are waiting on underwriting approval, underwriting referrals, or point referrals.   

2. For processing on Fridays or Saturdays when a policy effective date is next day.

3.For Processing after 6 pm EST when policy is effective same day.

Gl: Fulfillment

200

Can we write a "Named Operator" Policy?

Only in North Carolina.

GL Named Operator NC

200

What is a unique coverage pertaining to roofs that Nationwide offers?

Better Roof replacement

GL: Better roof replacement

200

Name 2 states that allow an ATV, Snowmobile or Dirt Bike not to have a separate policy

  • Maine, Maryland, Michigan, Nevada, Oregon, Pennsylvania, Tennessee, Utah, & Virginia: Separate policy is not required.

GL: All Terrain Vehicles (ATV) / Dirt Bike / Snowmobile / Utility Task Vehicle (UTV) 

200

Are there any specific requirements if the property has a pond on it?

Pond is counted as part of the land. There are no specific requirements around a pond on property.

GL: Swimming Pool/POND

200

Name 3 things that would be considered existing damage.

GL: HQX Home Discovery

This may include but is not limited to:

  • Unrepaired damage
  • Existing damage
  • Broken windows
  • Boarded up windows
  • Structural damage
  • Active water leaks
  • Excessive paint peeling
  • Missing/damaged siding
  • Shingles that are damaged worn, lifting, curling, or missing
  • Sagging porches/roofs
  • Rotting facia, decks, stairs, or porches
  • Moss covered roofs
  • Missing downspouts
  • Existing mold or water damage
  • Cracking
  • Unacceptable debris, appliances outside home, unregistered/in-operable vehicles outside.
300

In the State of Iowa, do we code red-light violations resulting from a camera?

Do not code

GL- Driver Record in violation part

300

How are solar panels covered and where do you put the information?

  • Panels attached to the main dwelling are covered under Coverage A.
  • Panels attached to another structure e.g., a detached garage, are covered under Coverage B.
  • Panels are accounted for in the replacement cost estimator.
  • You put them into the MSB
  • GL_ Solar Panels
300

Do you have the authority to increase Coverage A? 

Yes: Up to 25% of Cov A without UW approval.


GL: Coverage A: Dwelling / Binding Authority

300

How do you handle a revised quote that says digital refresh, MR and R

Log in to I-Quote 

Choose Level 2: PRG Direct Integrated

Choose Level 3:

4012 for “MR” quote 

4013 for “R” quote 

GL-Revised Quote Procedures - PAA 

300

What year do you quote a home built if a new home was constructed on a pre-existing foundation?

When customer's home has been rebuilt on a pre-existing foundation, code year of foundation as year built.

GL: HQX Home Discovery

400

Where do we find the severe weather/binding restriction information?

GL: Severe Weather/binding restrictions or Prolink

400

What are the 4 key endorsements for home and condo and 1 State specific endorsement that you must review whether included or not on a Nationwide coverage presentation?

Dwelling coverage cost (increased)

Brand New belongings

Water back up

Loss assessment (Condo only)

Water Damage Coverage Texas only

GL: Coverage Presentation 

400

What is your binding authority in the State of Colorado?

$500,000

GL: Coverage A: Dwelling / Binding Authority

400

How do you handle a name correction?

GL-Revised Quote Procedures - PAA name correction

Name should be corrected in existing HQX quote & not carrier platform. Follow steps below for name correction.

400

What are the typical home styles in the MidWest States?

GL: HQX Home discovery

  • Bungalow
  • Colonial
  • Ranch/Rambler.
500

In Arizona it is mandatory to offer this coverage when choosing comprehensive coverage.

$0 glass Deductible or full Glass coverage 

Gl: Comprehensive/Collision 

500

After the coverages page do I click Finalize Quote or with drawl submission? What happens if I click withdrawal Submission?

Select Finalize Quote BECAREFUL: DO NOT Click Withdrawal Submission, it will erase the entire quote.

500

How do you handle a trust for a Progressive Home/ASI Policy?

GL: Finance Types 

Underwriting requires the full Trust Document or a certificate of Trust. Customer sends Doc to Propertysales@email.progressive .com once the doc is received, we send them to UW 

500

What would you recommend to a customer who has a small business that is not in DC, Kansas, Louisiana, Michigan, New Hampshire, North Carolins or Virgina.

Gl: Business

Home Business Endorsement 

500

What do you do if Home is within City limits, and you cannot find out if home is within the required distance of a fire hydrant or fire Dept?

GL- HQX Home Discovery

it is a safe assumption that the risk is within the required distance of a fire hydrant and a fire station.

  • Fire Hydrant: Choose "501 - 1000 feet."
  • Fire Station: Choose "5 miles and under."