One
An alternative to a CD with no maturity date and a $2,500 minimum.
Money Market
Similar to a credit card, you are approved for a maximum credit limit based on your home's value and equity. You only pay interest on the amount you actually borrow.
HELOC
A separate account for a special time of year, where the balance is transferred the first week of November.
Holiday Club / Christmas Club.
A retirement account where contributions are not tax-deductible, but offer tax-free withdrawals at retirement. There is no limit on how long you can pay into the account, and no minimum age at which you are required to take payments.
A high-rate investment with varying terms between 6 months and 5 years. Can be opened with as little as $1,000.
Coverdell ESA
What are the age requirements for a Youth Savings Account?
1 day to 18 years old.
What information does the 'Locations' tab offer on our website?
Go Energy Locations, Shared Branch Locations, ATM Locations.
Secured Loan
What is the maximum amount a member can deposit using mobile deposit?
$10,000
What are the 8 counties in our field of membership?
Bartow, Carroll, Cobb, Coweta, Douglas, Fayette, Fulton, Paulding
A retirement account in which contributions are tax-deductible, and interest is tax-deferred. There are penalties for early withdrawals.
Traditional IRA
A financing solution designed to help you take care of essential home repairs and upgrades.
PowerUp Lending
What is the difference between the "draw period" and "repayment period" on a HELOC?
The draw period is 5-10 years, during which you can borrow funds and often make interest-only payments. The repayment period is when you pay back both the interest and the borrowed amount.
What is the deductible amount for our Mechanical Breakdown Insurance?
ZERO
Seventy.
What is the difference between a waiting period and elimination period?
An elimination period is the time a disabled person must wait after an illness/injury before benefit payments begin, acting like a deductible. A waiting period is the time an employee must wait after joining a company before they are eligible to enroll in a policy.
What is the waiting period for our death and disability protection?
0 Days
What year was Go Energy CU founded?
1969
Who do we use for Mortgages?
Our Mortgage Team
What is the minimum account balance needed in a Spark Checking account in order to earn interest?
.01
What are the 6 home improvements listed under PowerUp Lending
HVAC, Water Heaters, Windows & Roofing, Solar Panels, Standby Generators, In-Home EV Charging Stations.
What is the maximum loan amount canceled for death and disability under the debt protection program?
$75,000
Yes, & there is a 5-day grace period to withdraw funds without being charged a penalty.
What account activities are we able to help with through video banking?
Loan Consultation, account review, services needs