FDCPA
Reg F
CBS
Credit Reporting
MISC
100

What does FDCPA stand for?

What is Fair Debt Collection Practices Act

100

Regulation F was enacted by this federal agency

What is The CFPB

100

What does CBS stand for?

What is Collection Bureau Services

100

An account reported with status 62 represents what?

What is a paid collection

100

This is the Address of CBS in Billings 

What is 404 N 31st Ste 104, Billings, MT 59103

200

What agency enforces the FDCPA?

What is The Federal Trade Commission (FTC)

200

*****DAILY DOUBLE*****

What does CFPB stand for?

What is Consumer Financial Protection Bureau

200

Who can you reach at ext 627?

Who is ETD

200

What is the DOFD

What is Date of First Delinquency

200

These three words appear on the Montana state flag

What is Oro Y Plata

300

The FDCPA was approved in this year

What is 1977

300

Regulation F went into effect on this date

What is November 30 2021

300

According to the CBS handbook the D/G/A is this

What is Although we have a payment arrangement, If you do not respond to the complaint, we will ask the court to enter a default judgement. We may seek to enforce the judgment if you fail the payment arrangement. 
300

How many days will a consumer have to pay before the possibility of reporting?

What is 45 days "If paid within 45 days...It will not be reported"

300
When referring to credit reporting, these are commonly known as "The Big Three"

what are Experian, Transunion, and Equifax

400

According to the FDCPA what is the definition of communication?

What is the conveying of information regarding a debt directly or indirectly to any person through any medium

400

Under Reg F the new "#1" letter is called this

What is Model Validation Notice

400

According to the CBS handbook the keystroke shortcut <alt G> will do what

What is save in editing fields and when ordering letter

400

On medical accounts how long after the DOFD will an account report?

What is 365 days

400

ACA International is otherwise known as this

What is The Association of Credit and Collection Professionals

500

True or False: Someone who is not an american citizen is not covered by the FDCPA

What is False

500

According to Jen's CFPB-Regulation F powerpoint, CBS will retain records for what period 

what is from when collection activity begins and ends three years after completed

500

According to the Collector Handbook you can request a signature from what client by memoing PRPPA

What is Prairie County Hospital

500

After how many days is an account eligible to report for the 501r date?

what is 240 days

500

What is the collectors pledge?

What is I believe every person has worth as an individual.I believe every person should be treated with dignity and respect.I will make it my responsibility to help consumers find ways to pay their debts.I will be professional and ethical.I will commit to honoring this pledge.