SPENDING
WHAT IS ANOTHER WORD FOR 'SPENDING PLAN?'
BUDGET
NAME TWO TYPES OF BANK ACCOUNTS.
CHECKING; SAVINGS; MONEY MARKETS; CDs
THE HIGHER THE _________ RATE ON A SAVINGS ACCOUNT, THE MORE YOUR MONEY WILL GROW OVER TIME.
INTEREST
WHAT IS THE FORM YOU MUST COMPLETE TO LET AN EMPLOYER KNOW YOU ARE INTERESTED IN A JOB?
JOB APPLICATION
THIS TERM REFERS TO THE COST OF CLASSES. IT WILL VARY DEPENDING ON THE SCHOOL.
TUITION
NAME ONE THING YOU CAN CONTROL IN YOUR SPENDING.
EATING OUT, ENTERTAINMENT, SUBSCRIPTIONS, MEMBERSHIPS, (and more!)
A _________ BANK ACCOUNT IS FOR EVERYDAY SPENDING; A _________ BANK ACCOUNT IS FOR SETTING ASIDE MONEY FOR FUTURE GOALS WHILE EARNING INTEREST.
CHECKING; SAVINGS
OTHER THAN A CONTRIBUTING TO A RETIREMENT PLAN, WHAT IS ANOTHER WAY TO GROW YOUR MONEY?
INVESTING (STOCKS, BONDS, MUTUAL FUNDS)
NAME TWO WAYS TO MAKE A GOOD IMPRESSION AT A JOB INTERVIEW.
BE ON TIME, GREET AND SHAKE HANDS, TALK ABOUT WHY YOU WANT TO WORK THERE, SAY THANK YOU, (and more!)
THIS IS AN AFFORDABLE OPTION TO BEGIN YOUR COLLEGE CAREER AND/OR EARN AN ASSOCIATES DEGREE IN JUST TWO YEARS.
COMMUNITY COLLEGE
AFTER MAKING YOUR MONTHLY BUDGET, YOU SHOULD.......
STICK TO IT! (also - evaluate at the end of the month, make adjustments as needed, find an accountability partner)
A/AN _____________ FEE IS IMPOSED BY THE BANK IF YOU MAKE A PURCHASE (OR PAY A BILL) THAT EXCEEDS YOUR AVAILABLE BALANCE.
OVERDRAFT
AN INDIVIDUAL RETIREMENT ACCOUNT IS REFERRED TO AS A/AN ___________.
IRA; ROTH IRA
AMY'S ONLY INCOME IS FROM OWNING AND RUNNING HER OWN JEWELRY-MAKING BUSINESS. SHE WORKS FOR HERSELF AND HAS NO EMPLOYEES. WILL SHE RECEIVE A W-2 IN JANUARY?
NO
NAME THE TWO TYPES OF FINANCIAL AID THAT YOU DO NOT NEED TO PAY BACK. (FREE MONEY!)
SCHOLARSHIPS; GRANTS
GIVE AN EXAMPLE OF A FIXED EXPENSE.
RENT, INSURANCE, MEMBERSHIPS, CAR PAYMENT, INTERNET (and more!)
WHEN OPENING A BANK ACCOUNT, IT'S IMPORTANT TO MAKE SURE THE BANK IS ________ INSURED.
FDIC
WHAT IS THE EMPLOYER-SPONSORED RETIREMENT SAVINGS PLAN THAT ALLOWS EMPLOYEES TO SAVE AND INVEST A PORTION OF THEIR SALARY FOR RETIREMENT?
401K
_______ PAY IS THE TOTAL AMOUNT OF MONEY AN EMPLOYEE EARNS BEFORE TAXES AND OTHER DEDUCTIONS SUCH AS INSURANCE OR RETIREMENT CONTRIBUTIONS ARE TAKEN OUT OF THE PAYCHECK.
GROSS
A ___________ UNIVERSITY IS FUNDED BY THE STATE (GOVERNMENT) AND IS OFTEN MORE AFFORDABLE THAN A _____________ COLLEGE / UNIVERSITY.
STATE; PRIVATE
A ZERO BASED BUDGET MEANS: _______ MINUS ________ EQUALS _______.
INCOME; EXPENSES; ZERO
WHAT FINANCIAL INSTITUTION IS MEMBER-OWNED, NOT-FOR-PROFIT AND BASED ON MEMBERS HAVING A COMMONALITY TO BE ELIGIBLE?
CREDIT UNION
________ IS SPREADING INVESTMENT DOLLARS ACROSS A RANGE OF ASSETS TO REDUCE INVESTMENT RISK.
DIVERSIFICATION
WHAT IS THE FORM THAT YOU MUST FILL OUT SO YOUR EMPLOYER CAN WITHHOLD THE CORRECT FEDERAL INCOME TAX FROM YOUR PAY?
W-4
("Employee's Withholding Certificate.")
WHAT DOES FASFA STAND FOR?
FREE APPLICATION FOR STUDENT FINANCIAL AID.