Abbreviations
PCP
What is a Primary Care Physician
Limited policies that provide coverage for death, dismemberment, disability or hospital and medical care resulting from an accident.
What is an Accident only plan
Provided by registered nurses, licensed practical nurses, licensed vocational nurses, or community-based organizations like hospice in one's home.
What is Home Health care.
What year was COBRA (Consolidated Omnibus Budget Reconciliation Act) established
What is 1985.
HMO
What is a Health Maintenance Organization
A form of medical expense health insurance that covers the treatment, care and prevention of dental disease to the insured's teeth
What is a Dental plan
Daily nursing and rehabilitative care provided by medical personnel.
What is Skilled Care.
A specific dollar amount that the insured must pay before the insurance company.
What is a Deductible.
PPO
What is a Preferred Provider Organization
A policy that covers only one illness: cancer and pay a lump-sum benefit when the insured is first diagnosed with cancer.
What is a Cancer policy
Care for a person's activities of daily living provided in an institutional setting or in the patient's home.
What is Custodial Care.
The gatekeeper of an HMO.
Who is the primary care physician
POS
What is Point of Service plans
Provides a specific amount on a daily, weekly or monthly basis while the insured is confined to a hospital.
What is a Hospital Indemnity plan.
Provides relief to the family caregiver; adult day care centers may also provide this type of relief.
What is Respite Care.
A waiting period that is imposed on the insured from the onset of disability until benefit payments start.
What is an elimination period.
FSA
Flexible Spending Accounts
Temporary coverage for people in transition.
What is Short-Term medical
Occasional nursing or rehabilitative care provided for stable conditions that require daily medical assistance on a less frequent basis than skilled nursing care.
What is Intermediate Care.
What is a Cafeteria Plan.