IRAs
Potentially tax deferred retirement plans
18%
The longest Term rate for certificates offered
This offers the lowest APR on a credit card
What is a Platinum Card?
https://www.navyfederal.org/products-services/cards/creditcards/creditcards.php
Must have a valid SSN and be at least 13 years old with no age limit to have.
The minimum age contributions can be made without any required minimum distributions as long as you have earned income
Coverage to cover the difference between what you owe on a car loan and the amount they’re willing to pay for your vehicle if it’s totaled in an accident or stolen.
NFCU Only covers up to 150% of the MSRP for new vehicles/150% of the cash value for used vehicles.
This account receives a $10 fee for excessive transactions per item
Money Market Savings Accounts
https://www.navyfederal.org/products-services/checking-savings/money-market.php
Ability to multiply rewards and Includes a "Deal of the Week", Special offers, Free shipping from select retailers etc.
What is the member mall?
https://www.navyfederal.org/membership-benefits/offers-discounts/member-mall.php
This product Receives a $10 service fee if balance is less than $1500
What is Flagship Checking?
https://www.navyfederal.org/products-services/checking-savings/flagshipChecking.php
This does not have an age where withdrawals must begin.
Models 2017, 2018, 2019 with 7500-30000 miles and interest rates starting at 2.89%
What are Late model Used Vehicle Loans?
https://www.navyfederal.org/products-services/loans/auto/auto-rates.php
Earnings are Tax free if used for education expenses; contributions cannot excees $2000
What is an Education Savings Accounts (ESA)
Earn 30,000 points toward travel after spending $3000 in the first 90 days with this card
What is the Flagship Rewards Card?
https://www.navyfederal.org/products-services/cards/creditcards/flagship.php
Has a maximum $10000 amount allotted per day for this service
What is Mobile and Scan Deposit?
https://www.navyfederal.org/products-services/checking-savings/scan-deposits/scan-deposits.php
Requested when you want to convert an employer's plan to an IRA
Certificate rate + 2% up to 60 Months
What is a Certificate Pledge loans interest rate?
Savings account that administers your gift money to a minor with potential tax savings
What is a Custodial Account?
https://www.navyfederal.org/products-services/checking-savings/savings.php?selectedTab=3
Has potential to cover up to 3 devices owned by cardholder, reimbursement for covered damages or theft, and a low per-incident deductible
What is cell phone insurance coverage?
https://www.navyfederal.org/products-services/cards/creditcards/cell-phone-insurance.php
Single Currency foreign transaction fee rate
What Is 0.8% of the transaction?
Available to all types of businesses must be established under employees personal account
What is a Simplified Employee Pension (SEP)
https://www.navyfederal.org/retirement/resources/articles/understanding-your-ira-options.php
1-877-304-9302 the number to connect members with the student loan center.
What is the number to Lendkey?
https://www.navyfederal.org/products-services/loans/student-loans/index.php
The approx. number of days you have to renew or withdraw funds from a certificate that is set to mature.
Benchmark interest rate used by F.I's to set rates on lending products. Goes tow in tow with the Federal Reserve's Fed Funds Rate
What is U.S. Prime Rate?
https://www.navyfederal.org/products-services/cards/creditcards/platinum.php?selectedTab=2
Similar to a Flagship Checking, the first 100 transactions on this account are included 101+ is $0.25 each and you can have unlimited Signers
What is a Premium Business Checking?
https://www.navyfederal.org/products-services/business-services/checking-savings.php