Personal Finance

Careers

Savings

Credit

Budgeting

Financial Pitfalls

100

What percent of Americans got a pay raise in the last 12 months?

A. 1.2%

B. 2.4%

C. 3.6%

D. 4.8%

B - 2.4%

100

What is the probability a person born in 2002 will live to 100?

A. 20.9%

B. 22.8%

C. 24.1%

D. 26.2%

100

Excluding home loans, what are the three largest debts for American consumers?

A. Student Loans

B. Credit Cards

C. Car Loans

D. Other

A. Student Loans

100

What percent of 15-19 year olds value experiences more than possessions?

A. 25%

B. 32%

C. 46%

D. 58%

C. 46%

100

What form of identity theft was most common in 2017?

A. Tax Fraud

B. Employment Fraud

C. Credit Card Fraud

D. Phone or Utilities Fraud

C. Credit Card Fraud

200

What state has the highest percentage of jobs earning more than $15/hour?

A - Alaska

B - Washington

C - Vermont

D - North Dakota

D. North Dakota

200

How much loose change do Americans hold?

A. Over $10 billion

B. Over $15 billion

C. Over $20 billion

D. Over $25 billion

B. Over $15 billion

200

What percentage of families carry credit card debt?

A. 18.8%

B. 29.9%

C. 35.0%

D. 46.1%

200

What's the #1 expenditure for the average American household?

A. Housing

B. Transportation

C. Food

D. Personal insurance/Retirement

A. Housing

200

What percent of Americans are victims of ID theft each year?

A. 2.4%

B. 3.6%

C. 4.2%

D. 6.6%

300

What percent of high school students are interested in careers in the skilled trades (e.g., construction, plumbing)?

A. 10%

B. 20%

C. 25%

D. 30%

B. 20%

300

What percent of teens are saving money?

A. 38%

B. 40%

C. 42%

D. 44%

A. 38%

300

What's the average monthly payment for a new car purchased in 2018?

A. $476

B. $523

C. $672

D. $721

B. $523

300

How much does the retail price for roses increase around Valentine's Day?

A. 25%

B. 50%

C. 75%

D. 100%

300

What is the value of a stolen credit card number?

A. $5

B. $10

C. $20

D. $25

A - $5 for a U.S. Credit Card

The more data a data thief can get, the more valuable your information is. This information can include:

The 3-digit CVV number on the back of your card
Your mother’s maiden name
Your address
Card expiration date
PIN number

400

What fraction of U.S. millionaires are professional athletes?

A. .05%

B. .75%

C. 1.0%

D. 1.25%

C - 1%

400

What one financial habit leads to the highest levels of financial well-being?

A. Make $100k/year

B. Purchase stocks

C. Have a retirement account

D. Have a savings account

400

What percent of 18 year old college students have more than $1,000 in credit card debt?

A. 18%

B. 20%

C. 22%

D. 24%

C. 22%

400

What's the top social media app for teens?

A. SnapChat

B. Instagram

C. Twitter

D. Facebook

B. Instagram

400

What percent of minors (under 18 years of age) have had their identity stolen?

A. 5%

B. 10%

C. 15%

D. 20%

B. 10%

10% of people under 18 had at least one other person using their social security number to open accounts, including lines of credit and utility accounts. That’s far higher than the 0.2% rate for adults.

500

What is the average number of jobs held by a worker over the first 30 years of their career?

A. 10.7

B. 11.7

C. 13.5

D. 18.2

B - 11.7 jobs

500

What percentage of Americans cannot come up with $400 to cover an emergency?

A. 31%

B. 34%

C. 37%

D. 41%

500

What percent of 18-29 year olds have a credit card?

A. 33%

B. 50%

C. 66%

D. 75%

33%

500

What are teens spending more money on — food or clothes?

A. Clothes

B. Food

500

What's the most popular way for financial scammers to contact consumers?

A. Phone

B. eMail

C. Webpages

D. Mail

A. Phone