Casual for a Cause
How do employees participate?
A. Payroll Deduction
B. Donate proceeds from a yard sale
C. Make a donation by check
D. All of the above
D. All of the above (most common being through payroll deduction)
What is CRA?
A. Common Reference Application
B. Community Reinvestment Act
C. Credit Response Appraisal
B. Community Reinvestment Act
BHBT has donated $____ to #____ non-profits this year across northern New England.
A. $300,000 / 188
B. $450,000 / 400
C. $500,000 / 320
B. $450,000 / 400
Before committing to serving on a non-profit board, what question is important to consider?
A. Is the mission statement clear and something I am passionate about?
B. Are the board meetings held regularly and at a time I can attend?
C. Are current board members well respected in the community?
D. Does the non-profit have Directors and Officers Insurance?
E. Are there term limits for Board Members? If so, what are the terms?
F. How did I get nominated to serve as a board member?
G. All of the above.
G. All of the above. It is important to give full consideration to all of these questions when there is an opportunity to serve on a non-profit board. You can reach out to a manger or the community giving director to discuss details related to serving on a board.
Is there a minimum that employee must contribute?
No - any amount is appreciated. Many employees donate at the equivalent of one hour of pay per quarter, but there is no required amount.
Why does BHBT care about the CRA rating?
A. Impacts our ability to grow as a company
B. Impacts our rating by the FDIC
C. CRA is of no concern to BHBT
D. Both A & B
D. Both A & B
What is our priority area for community giving?
A. Parks & Recreation
B. Education & Workforce Development
C. Church Baked Bean Suppahs
B. Education & Workforce Development
What community service hours should I report to BHBT?
A. All hours can be reported
B. Only hours that I serve during my normal work schedule
C. Only hours that I serve outside of my normal work schedule
A. All hours can be reported and will be included in a year-end report to capture the full extent of community service completed by employees.
Who knows how much each employee donates?
A. Board Members
B. Senior Executive Team
C. Human Resources
D. All of the above
C. Human Resources
What is an example of a donation that qualifies for CRA?
A. BHBT provides scholarships for low-income students
B. BHBT's fall "Food for Good" program benefits area food pantries
C. BHBT donates to a community agency in support of their job training program for those on food stamps or other federal aid program
D. All of the above
D. All of the above
A. No. There is no limit to our capacity to give back.
B. Yes. The budget is nearly $600,000 per year.
C. Maybe. It depends on the value of the bank stock.
B. Yes. The budget is set each year. 2018 budget is nearly $600,000.
Which example is not considered a volunteer activity?
A. Serving on a non-profit committee or board
B. Registering guests who are attending the YMCA's Annual Meeting
C. Being a spectator at the 4th of July Parade
C. You would be a participant in the parade, but this would not qualify as a volunteer activity
Who recommends non-profits for support?
A. Nomination by BHBT employees
B. Nomination by State Association for Non-Profits
C. Senior Executive Team
A. BHBT Employees recommend non-profits which provide support services or program services in some form to benefit education or workforce development.
What type of volunteer service would qualify for CRA credit?
A. Serving on a board of a homeless shelter
B. Assisting with registration of a community walk to raise $ for a food pantry
C. Leading a financial seminar for low-income, first time homebuyers
D. All of the above
D. All of the above can qualify for CRA
Is a gift to support a Chamber event a charitable contribution or a Public Relations Expense?
A. Charitable contribution
B. Public Relations Expense
C. It depends
C. It depends on the intent. Is the Chamber hosting a community event to benefit its members or are they leading an effort to raise funds for a non-profit?
How does BHBT recommend that you track your volunteer hours?
A. Wait for an email asking for information
B. On an Excel spreadsheet
C. Using a link to Kadince which is on the BHBT Intranet
D. All of the above
C. Using a link through the Kadince system which was made available this summer. Contact CRA Officer Lori Belding if you find that the non-profit or civic organization is not already in the Kadince system. Lori can add the organization for you.
Who decides which non-profits receive donations?
A. Lottery system
B. Employees vote
C. Board Members
B. Employees vote
How would a gift to the local elementary school qualify for CRA?
A. The school has at least 50% of their student body eligible for free/reduced meal program
B. The school has at least 35% of their student body eligible for free/reduced meal program
C. The school as at least 25% of their student body eligible for free/reduced meal program
A. 50% of the students are eligible for free/reduced meals
A Branch Manager may authorize a gift to a non-profit up to $____ and a Regional Manager may authorize up to $____.
A. $50 / $100
B. $100 / $300
C. $200 / $500
C. Branch Managers make approvals up to $200 and Regional Managers approve up to $500. Gifts above $500 are decided by the Community Giving Committee or the Senior Executive Team.
BHBT authorizes employees to serve up to ____ hours per year during regular business hours.
A. 8
B. 16
C. 24
C. Full Time employees may serve up to 24 hours during regular business hours with approval from their manager.