Banking & Liquidity
What is a good way to measure liquidity?
What is position is best estimated as a flow of funds over multiple time periods.
What is aggregate demand?
What is a term that economists use when talking about a relatively simple concept: Each of us decides how much we want to use or consume every year.
How many functions of money is there?
What is three functions.
Which function of money encourages people to save money?
What is store of Value.
Who is known for their burgers and fries?
What is five guys.
How many and what type scenarios should be completed?
What is two scenarios: a normal state and one with your bank undergoing a specific stress state.
What is the Federal Open Market Committee?
What is the body within the Federal Reserve System that sets national monetary policy. The FOMC's decisions influence the cost and availability of credit to borrowers and the returns earned by savers.
When you can break down larger amounts of currency, this is an example of?
What is medium of exchange.
When you can easily carry currency in your pockets?
What is portability.
Has spicy tacos and burritos?
What is taco bell.
How do I think about the liquidity risk of insured high-cost CDs and brokered deposits?
What is institution is designated “undercapitalized” for prompt corrective action purposes, it must receive a waiver from the FDIC to accept, renew or roll brokered funds.
What is the Summary of Economic Projections?
What is Four times a year, the Federal Reserve releases a summary of Federal Open Market Committee (FOMC) participants' projections for GDP growth, the unemployment rate, inflation, and the appropriate policy interest rate.
Money that has value because the Government declared that it is money.
Fiat currency.
When the government can't create more currency?
What is limited supply.
Has steaks and rolls?
What is Texas road house.
Can I count on Federal Home Loan Bank advances as a contingency liquidity source?
What is borrower’s financial condition begins to deteriorate, any lender may take steps to reduce a possible loss on the loan, such as require additional collateral, reduce the available line or call the loan.
How is the Federal Reserve System structured?
What is the Federal Reserve System was designed to give it a broad perspective on the economy and on economic activity in all parts of the nation.
Whats the definition of transfer of value?
What is a value transfer system refers to any system, mechanism, or network of people that receives money for the purpose of making the funds or an equivalent value payable to a third party in another geographic location
When money doesn't lose its value over time?
What is durability.
Has unlimited bread sticks and pasta?
What is olive garden.