Bank Secrecy Act
True or False
If you notice something that seems "odd" you should keep it to yourself until you have more details. You don't want to draw attention until you know all the facts
What is False?
CEO of Casey State Bank
Who is Brad Wolfe?
Property to secure a loan is called this.
What is Collateral?
taking advantage of the float to make use on non-existent funds in a checking or other bank account
What is kiting?
A robber has just left the building, name the 2 most important security measures you and your coworkers can take.
What is lock the doors to the building and call 911?
Beneficial ownership Certification is required to be obtained in these circumstances
What are opening a new product or any change in signers or ownership?
Person that does accounts payable
Who is Sharon Carlen?
The Chief Credit Officer
Who is Matt Webb?
Two types of fraud other than credit card fraud.
What are:
bank fraud
name identity fraud
mail fraud
computer fraud
Members of the media arrive after a robbery who should talk with them?
What is Police or FBI?
This person is designated as the BSA Officer
Who is Kelly Bushue?
The Chief Financial Officer
Who is Michael Gorman?
Lenders review a credit report/financial statement and come up with what ratio?
What is your debt-to income?
A warning placed on your credit reports that tells creditors to follow certain procedures before making changes to your account or opening new ones.
What is a fraud alert?
The only time to trip the alarm
What is when it is safe?
This is the name of the report to be filed for cash transactions involving more than $10,000.01
What is the Currency Transaction Report?
Human Resource Officer
Who is Charlene Athey?
Tran code used for any line of credit
What is 176?
The practice of pretending to represent a financial institution or company requesting personal information via email
What is Phishing?
What to do before entering the building for opening in the morning
What is check surroundings?
These are the four pieces of information which the Bank must obtain for every new customer as required by regulation.
What is legal name, date of birth, physical address, and tax payer identification number?
the person who is the bank courier
Who is Gary Bailey?
Indirect lender
Who is Jason DeSanto?
Software that can be installed on your computer without your consent to obtain personal information that can lead to identity theft.
What is Spyware?
the last employee to leave the building is responsible to do
What is make sure the doors are locked and set the alarm?