Charges and Fees
Loans
Accounts
Recent Changes
Meet the Managers
100
This is the amount of a NSF or Courtesy Pay fee
What is $35
100
This type of loan can be used to buy almost anything, as it does not require collateral
What is a personal loan
100
members must be at least this age to get their own account
What is 18 years old
100
Usalliance is no longer offering this credit card as of March
What is the Visa Signature Card
100
This member of the Call Center management team was an accomplished singer when they were younger, and was even accepted into a very prestigious singing school for college (although they chose to pursue other paths)
Who is Jen Krinsky
200
This is the amount charged for a withdrawal from a High Dividend Savings account
what is $5
200
This type of loan is best for members who are looking to build/repair credit. While they will not get money right away, they will have the funds available once the loan is paid off
What is a Credit Builder Loan
200
Being a resident of one of these 4 states is most likely to qualify someone for membership
what are: Massachusetts, New Jersey, New York or Connecticut
200
In a new addition to the mobile and online platforms on 4/30, members can now do this with their debit cards
What is activate a debit card and set up a PIN
200
This member of the Call Center management team once held a job as a copy editor for a newspaper
Who is Mike Sandler
300
members will need to have this much available in their account to apply for a MyLife Ready cash loan
What is $18
300
This is the oldest model year vehicle we will finance currently
What is 2010
300
Under normal circumstances, members are allowed this many withdrawals from a Savings account before REG-D fees are charged
What is 6
300
These types of accounts can now be added to mobile banking by emailing Deposit Account Services
What are business accounts
300
This member of the call center management team has never eaten a salad
Who is Sean Murray
400
for a first occurrence of a late fee on a credit card, members will be charged this much
What is $27
400
This is the rate for a CD-secured loan
400
The MyLife Money market account has this many dividend tiers
What is 8
400
This is the charge for a Counter Check
What is $10
400
This member of the call center management team has been camping in every state in the Northeastern USA (NY, VT, NH, ME, NH, MA, RI, CT)
Who is Mike Sandler
500
If a member deposits a foreign check to their Usalliance account, this is the fee that will be taken from the amount as a "collection item" fee
What is $20
500
This is the maximum amount allowed for a personal loan
what is $100,000
500
For an existing member looking to open up their first checking account, this security feature must always be run on the "underwriting" tab
What is Qualifile/ChexSystems
500
This is the expected turnaround time for a Mortgage/HELOC payoff
what is 7 days
500
This member of the call center management team has actively participated in "ghost hunting"
Who is Jen Krinsky