General QBank
We use this ----------- to determine the level of approval required for banks?
Credit Authority Matrix
Name 3 (three) commonly credit concentrations we do checks in reviewing banks?
GIC - Geographic Area, Industry, Counterparty
What tier classification does BBB belong?
TIER 2
What are the bank ratings we use for S&P and Moody's?
ICR (Issuer Credit Rating) and Issuer Rating (IR)
Name at least two items we need to highlight in the business position?
Business/Revenue Mix, Market Share, Brand Franchise Strength, Management Quality and Influence
The only difference between the Retail and Wholesale business model lies with the funding mix? True or False?
TRUE
Pen : Pencil while BICRA: ________
Macro Profile
------------ is the monetary value of all finished goods and services made within a country during a specific period. It provides an economic snapshot of a country, used to estimate the size of an economy and growth rate
Gross Domestic Product (GDP)
The rating of the bank is anchored with _________ and _________ based on S&P Methodology?
Economic risks and Industry risks
--------- risk is generally used in reference to an event that can trigger a huge collapse in a certain industry or overall economy.
Systemic