Credit
What does APR stand for?
Annual Percentage Rate
What is one reason to save?
The list is endless!
How many pages should your resume be?
One page
Paying rent on time is whose responsibility?
The tenant (the renter)
What is one factor that will affect your investment portfolio?
Economics, Investors sentiment, Politics, Geopolitics, Natural Disasters
What is the largest component that makes up a credit score?
Payment history
A budget is a tool for achieving your ________ goals?
Financial
What is one of the taxes withheld from your paycheck?
Social Security, Medicare, Income
Phishing and spyware are examples of what?
Identity theft schemes
Name one sector
Energy, Materials, Industrials, Consumer Discretionary, Consumer Staples, Industrials, Healthcare, Financials, Real Estate, Utilities, Technology, Communication Services
What is the difference between a debit and a credit card?
With a debit card you are using your own money rather than borrowing it from a lender
What is a fixed expense?
An expense that does not change from period to period
What should you do within 24 hours of interviewing?
Send a thank you email or card
Where is Becca originally from?
New York
What is a Mutual Fund?
Pooled money from many investors which invest it in an assortment of securities.
What is the principle of a loan?
How much money you receive from the lender
How much should you have saved in your emergency fund?
Around 3 months worth of expenses
What is the document name for an Internal Revenue Service tax form used to report wages paid to employees and the taxes withheld from them.
W2
What does SWOT stand for?
Strengths
Weaknesses
Opportunities
Threats
What is a Bond?
Bonds are units of debt issued by companies or governments and securitized as tradeable assets designed to create a steady stream of income.
What is interest?
How much a loan costs you
Going to the movies is an example of what kind of expense?
Discretionary expense
The process of designing, launching and running a new business, which is often initially a small business
Entrepreneurship
Venmo is a form of what?
Electronic payment
What is diversification as it relates to an investment portfolio?
The spreading of investment dollars across a range of assets to reduce investment risk