Sports
Rating Factors
Coverages
Music
Operators
100

Which rookie player was key in helping the Houston Rockets win the NBA Championship in 1994?

Who is Sam Cassell?

100

_____ is a resource for a database of claims information.

What is a CLUE report?

100

Provides coverage for the reasonable fee for medically necessary and appropriate medical services because of Bodily Injury (BI) caused by an auto accident, sustained by a covered person.

What is medical payments?

100

Elvis Presley passed away this year.

What is 1977?
100

Any person who has, or reasonably believes to have, permission to drive the insured's vehicle.

What is a permissive user?

200

In what year was the first female referee ever featured in an NFL game?

What is 2012?

200

The total number of miles that a vehicle is driven in a year.

What is annual mileage?

200

provides the insured financial protection against claims by other individuals based on injury or death from an accident arising out of the use, ownership, or maintenance of the insured vehicle.

What is BI liability?

200

This rock band made a brief yet memorable appearance in The Simpson's Movie.

Who is Green Day?

200

NOT considered in the policy acceptability assessment

NOT charged a premium

NOT listed on the Declarations Page

Non-Operator

300

What is the average salary of an NFL player?

What is 2 million?

300

______ is a rating factor that compares the number of operators on a policy to the number of vehicles on a policy

What is a Multi-Car/Operator Vehicle Ratio? (multi Vehicle Discount)

300

This coverage pays for injury to a covered person because of an accident caused by an uninsured motorist or a hit-and-run driver.

What is uninsured motorists bodily injury?

300

This music superstar was offered a professional ice-hockey contract back in 2012.

Who is Justin Bieber?

300

This operator status is used when a member's account consists of more than one Auto Policy.

Alternate Locations

400

In the game of golf, which of the following is a tool used to hit a golf ball?

What is a golf club?

400

A rating factor that is based on being single, married, etc.

What is martial status?

400

This coverage pays for damage to the insured vehicle because of an accident caused by an uninsured motorist or, in some states, a hit-and-run driver

What is uninsured motorists property damage?

400

Justin Timberlake was the former lead singer of which famous boy band?

Who is NSYNC?

400

This operator status is used for operators with a Named Driver Exclusion (NDE) Endorsement.

Restricted Operator

500

This NBA star famously jumped over an opposing player while dunking the basketball during the 2000 Summer Olympics?

Who is Vince Carter?

500

Transportation Network Companies (TNC) such as Uber, Lyft, Uber Eats and Postmates provide pre-arranged transportation services for a fee using an online application (smart phone app) or platform to connect clients with drivers who transport passengers or property.  This activity is referred to as "ride sharing."  Members participating in ride sharing activity use their personal vehicles to carry passengers or deliver items for a fee, working in conjunction with a TNC.

   


What is Ride Share Gap Protection?
500

This person won the first season of American Idol.

Who is Kelly Clarkson?

500

A person with a 

Learner's permit: Refer to Single Operator with a Permit for additional guidance

Graduated//Provisional/Restricted-Intermediate State license

Regular driver's license

Operator