Honey, I'm Home!....For Good.
The P&GC assumes these 3 things about your client.
What is - Perfect Investor, Won't retire into unlucky markets, won't spend more.
These 3 services are provided when a client decides to utilize Fidelity Wealth Services.
1 - Dedicated Advisor
2 - Financial Planning
3 - Investment Management
Strategic Advisors has Client-Approved PDF piece about the importance of rebalancing. It is located in MARC--but under what section is it located?
MARC - Conversations Starters
A study by Morningstar found that investors who didn’t take taxes into account in their investment decisions over the long term would have lost how much of their annual returns to taxes.
What is 1 - 2%
This "When Doves Cry" Singer died fours ago, however, his estate is still unsettled due to lack of a will.
Who is Prince
The PGC Summary Worksheet focuses on pulling these 2 levers to improve the success of their plan.
1 - Asset Allocation
2 - Adding more Income
These are the 3 Total Return preferences a client can choose from when they sign up for Portfolio Advisory Services.
Index
Blended
Fidelity Focused
If a client has a question about what 3 components Strategic Advisors uses in determining the appropriate asset allocation (Risk, Time Horizon, and Financials) I can take them to this Digital Strategy Kit.
This term is used when speaking to the value of adding additional returns through tax-smart investment management.
This Jobs co-founded company went public in 1980 at $22 per share.
What is Apple
To get Fidelity's recommendation on the amount that should go into an income annuity, you will need to locate the Income Strategy Evaluator Tool which is located where in PGC.
Income --> Get Started
If a client is retired or within 3 years of retirement, this managed solution is no longer suitable.
FPPA (Fidelity Personalized Planning & Advice)
A client has a question on a recent trade that was done in their PAS portfolio. I can go here to find all the past Trade Rationales.
Paying at "Ordinary Income" tax rates instead of at Capital Gains rates can occur when a client does this with their investment.
What is selling the investment short-term
On November 17, 1981, approximately 30 million Americans turned on their televisions to watch which couple get married.
Who is Luke and Laura on the ABC soap opera "General Hospital."
I only receive credit for running a PGC analysis if I do this when I am done.
What is Send the Report to the client.
FPPA provides a client access to a coach that will lead conversations on these four topics.
What are:
Budgeting, Debt, Investing, and Retirement Planning.
A client wants to know Strategic Advisors latest thoughts on COVID in the White House. I can go here to find all of the latest answers to the latest question posed to the Strategic Advisors Team.
MARC --> MARC Q&A
The technique of selling an investment for less than the purchase price in order to use the realized loss to offset a realized capital gain is called what
Tax-Loss Harvesting
In a July 1988 concert in East Berlin, this musician told the crowd, in German: "I've come to play rock 'n' roll for you in the hope that one day all the barriers will be torn down."
Who is Bruce Springsteen
The Planning and Guidance Center can tell your client they've saved enough money that they "can" retire, but it doesn't tell them.....what?
It doesn't tell them "how" to retire.
Defensive PAS does not use the business cycle--rather it uses these 2 aspects to determine how they will adjust the portfolio over time.
What are:
1 - Economic Trends
2 - Market Conditions
(Low Growth, High Inflation,etc)
MARC --> PAS --> Investments Approach: Defensive --> 50%
GO
When it comes to taxes, which is the one Fidelity's Professionals cannot help with:
1 - Defer
2 - Evade
3 - Reduce
4 - Manage
This was the highest grossing film in 1981.
What is Raiders of the Lost Ark?