Ongoing Medical and Related Damages
Ongoing non-medical related damages
Claims involving BI to Minors
100

The value today of money that will be received in the future.

What is present value?

100

This term includes salary, bonuses, commissions, overtime pay, incentives, healthcare benefits, vacation time, personal time, and so forth.

What are earnings?

100

These individuals are the only one's allowed to communicate on a minor's behalf.

Who are the legal parent or guardian?

200

A process in which a case manager, usually a healthcare or social work professional, assesses an individual’s health needs; evaluates available resources, options, and services; develops, implements, and monitors a plan; and communicates among those involved, to promote a quality, cost-effective outcome.

What is medical case management?

200

These damages are those that are expected to be in incurred in the future.

What are future damages?

300

A direct intervention technique that includes a brief review of the patient’s history and treatment and a physical examination of the patient. Insurers use this technique in disputed claims for determining causation, current physical impairment, and the need for present or future treatment.

What is an independent medical examination or IME?
300

These damages are those that accumulate from the time of the injury to the date of recovery or to another time certain, such as the claim resolution.

What are current damages?

400

The point at which no further medical progress or recovery is expected.

What is the maximum medical improvement?

400

These types of claims are based on the claimant’s reduced capacity to enjoy certain activities, including physical and intellectual gratification

What are loss of enjoyment claims?

500

These are examples of what type of injury?

  • Catastrophic injuries, such as brain injuries
  • Injuries such as shoulder and back injuries that limit motion and cause changes in the manner in which a person walks and thus place abnormal stress on other body parts, which in turn leads to future medical expenses

What are permanent injuries?

500

This term is normally used to describe the claimant’s loss of earnings from the time of injury until the time of recovery from the injury. It is usually based on the job the person was performing before the loss occurred.

What is wage loss?