This coverage pays damages due to bodily injury and property damage to others for which you are responsible.
Mrs. Tipsord calls in for a raw new auto quote and is also a homeowner. How do you approach the multi-lining conversation?
Let's have a conversation!
All youthful drivers (regardless of rating) assigned to the policy must:
Steer Clear Discount
AA>Priv Pass>Discounts>Steer Clear Disc
A customer must be 18+ to apply for insurance with State Farm
False.
As long as the customer has a valid DL, we are able to bind coverage (with exception of NC)
Emergency Roadside Assistance (H)
Mr. Smith was warm transferred from Ret II in need of a Raw New auto quote. When gathering information, you realize that Mr. Smith has an active HO policy and a terminated Auto. What should we review before the call is merged?
Let's have a conversation!
Drivers must have an eligible smartphone or OnStar Plan
Drive Safe & Save
False.
They can be separate because they do not share vehicles
AA>Priv Pass>App-Eligibility>HH Definition
This coverage pays for a covered car that is stolen or damaged by causes other than collision or upset
Comprehensive (D)
Ms. Fisher calls to review a quote done earlier that day and you discover that DSS is included. Does the DSS Disclosure need to be read by you?
DSS Disclosure needs to be read by the rep who binds the policy, even if the quote was started by another rep/agency/online
KA109310
May apply when a policyholder has another qualifying line of insurance
Multi-Line Discount (MLD)
The only in-scope endorsement CCC can quote and bind for boat is "Boat Rental Reimbursement and Liability"
True
PRO102308
This coverage pays for bodily injury to you, and any resident relative, resulting from the ownership, operation, maintenance or use of a motor vehicle, or if struck as a pedestrian by a motor vehicle in accordance with the No-Fault Act.
Personal Injury Protection (PIP)
During the quoting process, the customer discloses that they will need an SR22. Is the customer now ineligible?
No. They are not ineligible
PRO100410
Applies if the principal operator meets the following qualifications:
Defensive Driving Discount (DDD)
Drivers with a suspended or revoked license are eligible for insurance within the state of North Carolina
True but only for Plan X
AA> App-Eligibility>EUR- Motor Vehicle Record
This coverage pays if the covered person dies as a result of injuries sustained in a car accident. Limits of $5,000 and $10,000 are available.
Death, Dismemberment and Loss of Sight (S)
Mr. Jackson has an active homeowners policy and calls to obtain auto insurance. How do you verify this customer?
Standard Customer Verification
PRO101941
Is automatically reflected in the premium when a valid VIN is entered for eligible vehicles
Passive Restraint Discount (PRD)
An auto application cannot be bound with the Steer Clear Discount
PRO102292