Credit Scores
What is considered a perfect credit score?
850
A code used to help prove you are you
Security code
Sign it
What is one thing you have to pay for as an adult?
Car
Water
Trash
House
Electricity
etc.
What helps with interest rates?
Good credit scores
What is something that can HELP your credit score?
Paying bills on time
Opening accounts
What kind of account does a debit card use?
What is something that can be bad about having a credit card?
You can spend a lot of money very fast THAT YOU HAVE BORROWED
High interest rates
$15-35 dollars a month
How much does the cheapest internet service around here cost?
$49 - $50 dollars
What is something that can HURT your credit score
Lots of inquiries
Lots of debt
Not paying bills on time
How old do you have to be for a debit card?
18
What type of money are you using when you use a credit card?
BORROWED - NOT YOURS
How much is an average electric bill when it is NOT super hot or cold?
Around $100
What is an average starting wage?
Around $10 an hour
What is considered a bad credit score?
400
What can you use a debit card for?
Buying things
What is a perk of having a credit card?
Discounts
Rewards
Cash back
What is one OPTIONAL cost of living? What is something you might want but don't have to have each month
Cable
Satellite
Streaming Services
Fast Internet
What do we call all this stuff we are learning about?
Budgeting
Cost of living
How often can you check your credit score for free?
Once every 12 months
Debit cards are to use money that ________________.
Money you already have
What are stores supposed to ask for when you use your credit card?
To see an ID
To check signature
Around $900 to $1,000
Would working 20 hours be full or part time?
Part