WHICH ACCOUNT?
BANK TERMS
BUSINESS ACCOUNTS
MISCELLANEOUS
FEES
10

I have a charge off of 200.00 at ABC Bank

What is a Care Free Card?

10

If a customer is doing transactions unlike what they normally do, and you feel uncomfortable with the situation, this report should be filed

What is a SAR?

10

This account gets a discounted price on Cash Management Services

What is Organizational Banking?

10

This is the maximum that can be kept in vault B

What is 30,000.00?

10

Cashier's Checks and Money Orders

What is 4.00 and 5.00?

20

I keep a large balance of 9,900.00 and am interested in investing it

What is a CD or Money Market?

20

Discretionary courtesy of 800.00 on personal accounts and 1500.00 on business accounts

What is Overdraft Privilege ?

20

This account allows for 250 debits and deposited items each

What is Business Banking?

20

The balance the ATM must be at each week

What is 100,000.00?

20

Business Bill Pay

What is 19.95?

30

I will be using a debit card frequently, receive direct deposit, and want my statements available to me electronically

 What is Free Reward Checking?

30

Someone else who is authorized to conduct transactions on the account while the account holder is still living is known as 

What is a POA?

30

Legal entity type requiring an operating agreement to open

What is an LLC?

30

This is the day that we order from the FED

When is Tuesday?

30

Incoming/Outgoing foreign wires

What is 20/40?

40

I am the president of the Smithville Remote Control Airplane Club and need some sort of account for club member's entry fees

What is Organizational Banking?

40

This percentage of ownership is required in order to be considered a Beneficial Owner

What is 25%?

40

This is the base service charge for Commercial Banking

What is 14.95?

40

How long we wait before we can put a stop pay on a cashiers check

What is 90 days?

40
Stop Pay

What is 30.00?

50

I have 400.00 to open an account today and would like imaged checks with my monthly paper statement

What is Regular Checking?

50

This product we offer at Nodaway Valley Bank requires an additional person of your choosing to be an owner/signer, NOT a beneficiary

What is a Safe Deposit Box?

50

15 debit card transactions per statement cycle, using a premium service, or keeping a certain minimum balance in an account or loan could help waive this fee on this type of account

What is Business Banking?

50

The three sizes of SDB's and the annual price for each

What is 3x10, 5x10 and 10x10. 35, 50 and 95?

50

Replacement of lost debit card

What is 7.50?

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