Checks for All
Enables businesses to electronically send checks to FSCB for deposit without making a trip to the bank.
What is Remote Deposit Capture?
Electronic payment network that allows for next or same day transfer of funds depending on time
What is ACH?
Ability to send money electronically, both domestic and internationally, with same day availability.
What are Wires?
Business' ability to accept payment via credit/debit cards through in-person terminals, mobile, and/or online.
What are Merchant Services?
Card product that provides businesses the ability to pay for goods/services related to business needs.
What are Commercial Credit Cards?
Businesses who frequently come to the bank to make deposits, large amount of deposited checks, distance.
Who needs Remote Deposit Capture?
Businesses who offer direct deposit to employees, pay vendors/suppliers, or who collect payments electronically.
Who needs ACH?
Business customers who are frequently coming to the bank to initiate wires -- Business customers purchasing goods internationally
Who needs Wires?
Customer notifies FSCB in advance of checks written on their account. When the check is presented for payment, FSCB and customer validates.
What is Positive Pay?
Customers who need better cash flow, separate business/personal expenses, manage card limits, want cash back on spend.
Who needs Commercial Credit Cards?
Fast and convenient way for business customers to deposit checks from their office through a scanner or mobile device.
Why do they need Remote Deposit Capture?
Streamlines payments by eliminating paper checks and the risks associated with them while improving cash flow management.
Why do they need ACH?
Fast way to move funds quickly and securely. Easily access setup and transmit through online banking.
Why do they need Wires?
Online tool that provides businesses access to their accounts, transactions, and statements.
What is Business Online Banking?
Business customers can make quick and easy purchases, stay organized, and delegate and control employee spending.
Why do they need Commerical Credit Cards?