Saving Money
You pay a small fee for your account. but most accounts are free if you leave a certain amount of money in them
Savings account
What is insurance that pays off a loan if someone die or becomes unemployed.
Credit insurance
If I am denied credit. Can I get a free credit report from the credit agency that has my credit history
yes
My yearly salary is 75,000 a year. What would my monthly budget be?
6250
Your employer or the government puts money into your account.
Direct deposit
Can I be turned down for credit if I am on public assistance
No
what company will give you credit without checking your credit? they usually have you pay two -three times more than wat the item was worth
Rent to own
my yearly salary is 125000. What would my monthly budget be
10,416.66
These cards are a convenient way to get cash from your account
Debit Cards
If I am denied credit. Do I have to be informed in writing why I was denied credit within 30 days
Yes
What are the names of the three credit bureau's
Equifax, Experian, Trans Union
my yearly salary is 180,000. my monthly expenses are 8547.00. How much money do I have left on a monthly basis
6453
what tells you the cost of credit for one year
Annual Percentage rate
Do credit cards offer a grace period in which they do not charge you interest if you apply and approved for their credit card?
Yes
If you owe someone money and you don't pay them. Can they legally get the money taken out of your account without your permission?
yes, garnish your account
I purchased a TV for 500.00. I used my credit card which had a 500.00 credit limit. My salary is 40,000 a year and my expenses are 3000.00. can I afford to pay for this TV with my credit card?
Monthly salary 3300 a month
What is the extra money charged by the lender for borrowing money
Interest
What is the history called that credit companies have that tells how you pay your bills and how you use your credit cards
Credit history
If you purchase something for 1000.00 and you you pay 20.00 a month. is it going to take you a longer period of time to pay for the item
yes
My yearly salary is 55,000 a year. My rent for my apartment is 1500.00 a month; car note 700 a month; car insurance 500 a month, utilities 400 a month. how much money do I have left after paying these bills
1483.00