Loan Terms
Eligibility
Application
Miscellaneous
100

Choice of interest rates

What is fixed or variable?

100

Required relation to the student

What is any relation?

100

Total Gross Income for applicant based on

What is individual income?

What is individual applicant?

100

Searching for a parent loan using student information in AOD

What is Student (For Parent Loans only) checkbox?

200

Repayment term in years

What is 15 years?

200

Required citizenship status

What is US Citizen or Permanent Resident?

200

Loan Period cannot exceed

What is one year?

200

Loan Type in AOD

What is GPAR/VPAR/FPAR?

300

Eligible rewards

What is 0.25% auto debit reward?

300

Required student enrollment status

What is half time?

300

In AOD, click here when Student does not have an SSN

What is the No SSN checkbox?

300

Discover does this when Borrower or student passes away

What is loan balance forgiveness?

400

When Repayment begins

What is after the final disbursement?

400

Required student degree program

What is Bachelor's, Associate's or Graduate degree program?

400

Unique disclosure that must be read when taking a Parent Loan in AOD

What is Certification of the use of loan proceeds?

400

When Borrowers can enroll in autopay

What is after the first disbursement?

500

When interests accrue but does not capitalize

What is Deferred Repayment? 

What is before repayment period?

500

Required student completion of coursework

What is SAP?

500

Proceed to this procedure when student is in a sanctioned country while taking the app

What is DSL Originations Talking Points?

500

When interest may capitalize on a parent loan

 What is after deferment?