Homeowners
Initial Objections
Miscellaneous
Objections
Benefits
100

Enables you to view the results of inspections that have been ordered.

Myriad Agent Portal

100

Not interested.

Overcome Objection 



What are you not interested in?  Saving money, protection.

100

On average, how many peas are in a pod?

8

100

Your price is to high

Overcome objection


I know how important price can be in such a difficult economy and I want to be sure you get the best price possible and the proper coverage. Are your coverages the same and does it include additional values that we provide? Let’s compare the coverage and benefits…

100

 Allows trailing documents to be signed or submitted electronically by the customer. 

eSignature

200

There are many people renting out their homes on sites like Airbnb and Vrbo. Allstate is proud to have designed a solution for you to offer homeowners which helps hosts with their personal property protection gaps.  

Host Protection

200

I don't have time for this right now.

Overcome objection 


I understand. Fortunately, it would only take a few minutes to see if I can put you in good hands.

If no, I understand. What times are best for you? I can call you back later today at _____ or tomorrow round _____?

200

How many legs does a butterfly have?

6

200

I need to talk to my spouse

Overcome Objection



I understand you would like to talk to your spouse about your insurance needs. Is he/she available? I can talk to him/her and answer any questions he/she might have.

200

Rewards everyday safe driving. Customers get a discount just for signing up and remaining active. Plus they can earn cash back every six months and Allstate Rewards points for their good driving habits.

Drivewise 

300

Customers who have finished basements may want this coverage because the water from sump pump or sewer or drain backup typically occurs in basements.


Water Back Up 

300

It would cost too much to change things now.

Overcome Objection


Actually, there are no additional costs, if we could save you money and help protect your family, I can cancel with your existing company and they will refund you any unused premiums.

300

How many pounds of chocolate do Americans consume every second?

100 Pounds 

300

Send me the quotes and I will look them over and get back to you

Overcome objection 


 I would be happy to send you the quote summaries. Before I send these out, could I ask you a question? Is there anything that would keep you from moving forward with our quote once you get all the information?”

300

 Allows customers to make a payment, view policy information, view claim status, view account status, request policy changes, and report a claim

My Account 

400

This optional endorsement provides coverage up to 120% of the limit of liability applicable to Coverage A or Coverage B.

BSREL - Building Structure Reimbursement Extended Limits 

400

I have been with my current insurer for 25 years; I have no interest in switching.

Overcome objection 


Wow! I can definitely appreciate loyalty. I hope for the same with my customers. When was the last time you reviewed your policies with your agent?

400

Next to man, what is the most intelligent life form on earth?  

 Porpoise

400

I want to shop around 

Overcome objection


 “I understand you are only looking for a better quote. I have found that talking about specifics will help. What is your main concern? Certain coverage limits or a specific rate?”

400

Did you know you don't have to wait an entire calendar year to get me? I'm valued at $100 and I am available instantly. 

Safe driving deductible reward 

500

Allstate will pay the reasonable increase in living expenses necessary to maintain your normal standard of living when a direct physical loss we cover under Dwelling Protection–Coverage A, Other Structures Protection– Coverage B or Personal Property Protection–Coverage C makes your residence premises uninhabitable.

ALE - Additional Living Expense

500

I am already working with someone on my insurance.

Overcome Objection


Great. It is a great idea to compare. I would love to compare with the other company and see if there are any additional benefits or discounts we can offer you here at Allstate that the other company may not offer.

500

How many muscles does it take to smile?

17

500

I want to think about it 

Overcome objection 


 Can I ask what specifically you'll be thinking over? How can I help you think through those points right now?"

500

A free program that is open to everyone with a smartphone and provides points for everyday safe driving with Drivewise or Milewise. Points can be redeemed for savings on safety and prevention merchandise, discounts on select Allstate products, donations to local charity in partnership with the Allstate Foundation, local offers, sweepstakes, auctions and more.

Allstate Rewards