BlockFi
OppFi
M1
Deserve
KrowdFit
100

Can we update addresses on BlockFi

No

100

What is the credit limit for OppFi, and how do i get a credit limit increase?

$1,000, no credit limit increases

100

What is the maximum amount of cash back you can get back?

$200

100

Who is the CEO of Deserve? 

Kalpesh Kapadia

100

When did KrowdFit launch?

March 31, 2022

200

What is the issuing bank for BlockFi

Evolve Bank

200

How much is the Refer-a-friend bonus?

$0

200

What payment types can we accept, and how long are the ACH holds?

  • ACH

  • Check

  • Money Order

  • Money Gram

  • ACH 3 day holds, but can change to 1 day

200

What are the two types of applications we have, and can we service both apps?

International, Domestic. Front Office, and Fraud

200

How many reward percentages are there, and what the percentages? 

3
4%

2%

1%

300

How many APR rates are there?

5

300

What is the APR for Oppfi?

35.99%

300

What is the annual fee for M1, and can it be waived?

$95 Annual Fee – (Waived for active M1 Plus Customers)

300

How do you get a Pro card if you have an EDU card?

You have to receive an invite from us directly.

300

What payments are acceptable? There are 4.

ACH

checks

money order

money gram

400

What are the 4 different ways to pay?

  • App

  • Online Dashboard

  • Phone

  • Mail

400

What are the different payment methods we take, and how long are the holds?

ACH payments, and Check Payments

400

What are the 4 different APR margins?

  • 11.74 Margin + Prime Rate

  • 13.74 Margin + Prime Rate

  • 17.74 Margin + Prime Rate

  • 21.74 Margin + Prime Rate

400

What are the 5 perks that the deserve cards give?

Prime, Priority pass, mastercard cell phone protections, feather, lemonade

400

How much is the annual fee, and how much are the foreign transaction fees? 

$0, and $0

500

What day did the BlockFi card launch?

06/21/2021

500

Who is the CEO of OppFi?

Jared Kaplan

500

What are the 4 different percentages for cash back rewards?

1.5%

2.5%

5%

10%

500

How many APR's do the deserve cards have, and what are the percentages? 

18.74% variable APR

16.24% to 23.24% variable APR

500

How many APR's are there, and what are two of the percentages? 

  • 14.99% Variable (11.74% + Prime)

  • 17.99% Variable (13.74% + Prime)

  • 20.99% Variable (17.74% + Prime)

  • 22.99% Variable (19.74% + Prime)

  • 24.99% Variable (21.74% + Prime)