Financial Goal Planning
If You Fail To Plan
You Plan To Fail
The average amount Black Friday Shoppers Spend
$520
A Financial Institution that accepts $$ Deposits and Makes Loans
A Bank / Credit Union
Americans spend more money on these 3 things than going to college.
Shoes, jewelry & watches
Manage Your Money Wisely, Protect your Income, Accumulate Assets, Perserve Your Legacy
Four Steps To Financial Strength
During Black Friday retailers see and increase in these
Credit Card Applications
A Tax Deferred Account (gov qualified)
401K, 403B, IRA, etc
It's hard to resist buying Holiday gifts on sale. What percentage of people end up regretting what they bought because it was on sale?
43%
Simple, Measurable, Attainable, Realistic, Timely
S.M.A.R.T. Goals
Your biggest Asset
Your ability to earn money
A Place to Grow Money with Compounding Interest, NO Risk, and Tax Advantaged
Cash Value Life Insurance
On average, an American between the ages of 18 and 65 has this amount of credit card debt.
Over $4700
Rule for how long it takes your money to double
The Rule of 72
The mortgage on the home you decorate for the holidays
Liability
Disposable Income After Your Expenses Are Paid
Discretionary Money
This percentage of Americans will increase their online order size just to get free shipping.
50%
A financial analysis of your budget that we offer for free
Personal Financial Check Up
What do we create when we use credit cards to pay for our gifts?
Liability
3 to 6 months of savings in the bank
What is an Emergency Fund
Holiday gift that keeps giving
Index Universal Life