Digital Citizenship
Identity Theft
Scams
Intro to Insurance
Insurance Premiums
100

What are 3 reasons digital citizenship is important?

Digital Literacy

Cyberbullying

Online Safety

Digital Responsibility

Digital Health and Wellness

100

What is identity theft?

When someone uses information about you without your permission. 

100

You want to enter an online contest where you could win $1,000! To enter the contest you need to provide your full name, email address, and social security number.  Do you enter the contest? Why or why not 

No, the contest is asking for too much personal information, so it may be a scam

100

The purpose of insurance is to .....

transfer risk

100

12) Which type of auto insurance coverage is used when another person is injured during an accident?

Liability

200

What are 2 ways to be a responsible digital citizen when using social media?

Possible answers:

Only friend people you know and trust

Do not share location or other personal information

Think before you post! It is there forever. 

200

What are 3 things an identity thief can use your name and information to do?

Buy things with your credit card

Get new credit cards

Steal your tax refund

get medical care

pretend to be you if they are arrested

200

What is phishing?

Phishing is a fake message the tries to trick you into giving out personal information.

200

Why is it important for insurance companies to have a large risk pool of people paying premiums?

The premium payments of ALL the insured clients will cover the costs for the emergencies of the few who need it. 

200

Which type of insurance covers your necessary medical costs, from doctor’s appointments to surgeries?

Health insurance

300

A classmate is looking for an essay to copy for an assignment they don't want to do.  What is a possible consequence? 

Get in trouble for academic cheating and/or plagiarizing

300

Name 3 ways an identity thief can get your personal information?

steal mail or garbage

trick you into sharing information online or on the phone

steal account numbers from a business/medical office

Hack websites or computers that store your personal information

Steal your purse or wallet

300

List 3 techniques a scammer might use when trying to get your personal information.

Expired account or password

Unauthorized activity to review

Need to pay a fee

Need to complete an online application

Claim a prize

Reset your password

Create urgency

300

What is life insurance?

If you have a family, life insurance will help keep them financially stable if you pass before your time. 

300

15) Choose the correct words to finish this sentence: When choosing your insurance plan, you typically have the option of paying a ________ premium in exchange for ________ coverage or a ________ premium with less coverage.

higher, more, lower

400

You are working on a class assignment and found a personal blog with great information and another site with .edu at the end.  Which should you use and why?

.edu because it is an educational institution which are usually credible. 

400

Which is the strongest password and why?

A:  iLTWm30@

B:  iltwm30

C:  iLTWm@

D: ILTWM30@

A:  iLTWm30@ because it has upper and lowercase letters, numbers, and a special character

400

What are 3 phishing clues?

Unexpected cash prize

problem with your account

sense of urgency

misspellings/grammatical errors

incorrect web address

message not addressed to you personally

unusual download extension

400

Which is riskier, having no health insurance or having no earthquake insurance? Explain

No health insurance because almost all Americans will need or want healthcare at least once in the course of a year, making it fairly common. 

400

What type of car insurance will cover you if your car catches fire or is vandalized?

Comprehensive Coverage

500

Your checking your email and have received a link to a website a classmate has created.  The site has photoshopped pictures of a classmate and some of the comments have turned mean.  Other than informing a trusted adult, what could you do?

Ask the student who created the site to take it down.

Leave a comment encouraging others to be better digital citizens and stop cyberbullying. 

500

How can you tell if a URL is secure?

It has https://

500

Limiting your time online, taking frequent breaks, stretching, eating, and staying hydrated are all examples of...

Digital Health and Wellness

500

What is an insurance premium?

An amount you pay regularly for insurance.

500

For which types of insurance is credit score a risk factor?

Auto and Renter's/Homeowners