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Home Ownership
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Insurance
Taxes
100

A 9 digit number code that should never be given out?

What is a social security number?

100

What is the most common type of home?

what are single family dwellings?
100

What is the way to measure gain or loss called?

What is return on investment (ROI)?

100

a fixed amount the insured pays before the insurance policy covers the loss or cost.

What is a deductible?

100

A tax that takes a higher percentage of income from the wealthy or high-income earners than from the poor or low-income earners.

What is a progressive tax?

200

A 4 digit code that is used to complete financial transactions that should never be given out? 

What is a PIN number?

200

what is an agreement between you and a lender that allows you to borrow money to purchase or refinance a home and gives the lender the right to take your property if you fail to repay the money you've borrowed?

What is a mortgage?

200

Tara makes a $10,000 investment with a 4% return in the first year. How much does she have after 1 year?

What is $10,400
200

the amount paid by the insured to the insurance company for a policy.

What is a premium?

200

Form used by U.S. taxpayers to file an annual income tax return

What is a 1040?

300

what is a phishing attack that happens via phone?

What is Vishing?

300

The higher you have of this, you will get a lower interest rate on a mortgage.

What is a credit score?

300

Is a Mutual Fund Stock a high or low risk stock?

What is a low risk stock?

300

the legal responsibility for another person’s injury, loss, or pain and suffering.

What is liability?

300

A tax that takes a larger percentage of income from low-income earners than high-income earners

What is a regressive tax?

400

What government agency should you contact if you believe you’re credit card or identity has been used by someone else?

What is the Federal Trade Commission?

400

What is the recommended % for a down payment on a home?

What is 20%?

400

what is the annual ROI minus the annual rate of inflation called?

What is the real rate of return?

400

failure to do something you should have done or doing something you should not have done having to do with homeowners insurance.

What is negligence?

400

Form that states annual earnings and withholding after the end of the year.

what is a W-2?
500

What type of theft is a fraudulent attempt to obtain sensitive data by impersonating a legitimate entity?

What is phishing?

500

What is a professional who has a legal responsibility to represent your interests in the home buying process?

What is a realtor?

500

What is the practice of borrowing money from a brokerage firm to purchase investments called?

What is buying on margin?

500

Who created one of the first modern insurance companies created in 1752 in Philadelphia

Who is Ben Franklin ?

500

Illinois’ income tax rate 

What is 4.95%