Approval Authorities
What is the Aggregate Loan Amount that a Market President/SVP Lender can Approve?
$25,000.00
Name two West Texas Hotel we hold as collateral.
The Gage, The Holland, The Maverick Inn, The Antelope Lodge, Hotel Saint George, The Thunderbird
What is the Name of the Borrower's Application Form?
1919
What does DLC stand for?
Director's Loan Committee
Who is the Finance Lead?
Stephen Gray
All Loans in excess of $500,000 needs to be reported to who?
Chairman of the Board
What is TPBs Largest loan?
1788 Chicken, LLC current Balance $51MM
Where are SBA loans sold?
On the Secondary Market
What does SBA stand for?
Small Business Administration
What is "The Puppy"?
$2MM Outage
Name 3 DLC Members.
Pat Kennedy, Dub, Mike Kozub, Jim Kenney, James Carter, Alejandra Zertuche, Michael Perkins, & Houston Frost
Which Loan officer has the largest loan portfolio based on current balance?
Cinco
When is the updated SOP become Effective?
August 1, 2023
What does ALLL stand for?
Allowance for Loss and Lease Losses
Name 2 of TPBs Core Values
• Honesty & Integrity
• Care for Our People
• Excellent Customer Service
• Community Leadership
• Innovative & Comprehensive Solutions for Business Owners
Who can Approve an NSF over $25,000?
CEO/President
What is the Loan Program that TPB's 3 largest loan are apart of?
Main Street
What is the monthly SBA reporting called?
1502
What does OREO stand for?
Other Real Estate Owned
Name two affiliated businesses in the TPB family.
KS, KSD Capital, TransPecos Development Corp, Kohm & Associates, Full Scope
What is the Legal Lending Limit?
25% of Tier 1 Capital based on the prior quarter end LESS $100,000.
How many SBA loans are RLOC's?
Two
Under what authority is TPB given by the SBA to originate loans?
PLP
What does TDR stand for?
Troubled Debt Restructuring
What year was TransPecos Financial Corp established?
1998