Enter Title

Can we insure?(Its a game within a game)

100

Can we insure? why?

wants home  and auto 

Auto IS: 3

Home IS: 47

4 drivers 

John- 0 accidents; no violations

Betty: 1 not- at fault; no violations

Suzy: 1 at fault; 1 speeding ticket

Mike: 0 accidents; no violations

Home: no claims

Yes for both,

Accidents are under the number of drivers and not 1 driver has more than 2 accidents.

violations are under the limit 2 per household 1 per driver.

No major violations

Home has no claims

200

Can we insure? why?

wants home  and auto 

Auto IS: 7

Home IS: 25

Denny: 0 At-fault & 0 Not-at fault ; 0 violations

Jenny: 1 At-fault & 1 Not-at fault ; 0 violations

Benny: 0 At-fault & 1 Not-at fault ; 0 violations

Lenny: 0 At-fault & 0 Not-at fault ; 0 violations

6/9/2019: 1 wind claim $0 payout

2/5/2020: 1 wind claim $15,000 payout

4/16/2022: 1 wind claim $0 payout

Auto Yes, No violations, and claims are under threshold

Home No, IS 21-50 can have 0 claims

300

Can we insure? and why?

wants home and auto. 

Auto IS: 1

Home IS: 1

4 drivers 

Leslie- 1 at fault & 1 not-at fault; no violations

Chester: 1 not- at fault; 1 ticket for running red light (minor).

Jerry: 1 at fault; 1 speeding ticket (minor)

Dwight: 1 At fault; 1 ticket for criminal speeding (major)

Home:

3/9/2016: 1 wind claim $17 payout.

2/5/2017: 1 wind claim $15,000 payout.

2/10/2023: 1 wind claim $19,687 payout.

No auto Yes home,

Auto:

 -The number of accidents (5) is greater than the than how many drivers (4) are on the policy.

-Dwight's major road violation

-More violations than 2 per household

Home can be insured as IS scores 1-20 can have 1 claim in the past 5 years. 

400

Can we insure? why?

wants home  and auto 

Auto IS: 10

Home IS: 47

4 drivers 

John- 0 accidents; no violations

Betty: 1 not- at fault; no violations

Suzy: 1 at fault; 1 speeding ticket

Mike: 0 accidents; no violations

Home: no claims

Yes for home and auto

500

Can we insure? why?

wants home and auto 

Auto IS: 1

Home IS: 4

4 drivers 

John- 3 At-fault & 0 Not-at fault ; 0 violations 

Betty: 0 At-fault & 0 Not-at fault ; 0 violations

Suzy: 1 At-fault & 0 Not-at fault ; 1 minor violations

Mike: 0 At-fault & 2 Not-at fault ; 0 violations

Home: 

6/9/2019: 1 wind claim $98,074 payout

4/16/2022: 1 liability; dog bite $0 payout

No auto and home,

Auto:too many claims

Home: IS 1-20 can have 1 claim, but no dog bites

Hip House Hooraaay(contestant response: HOO)

100

Fire

Theft

Liability

Vandalism

Water

                                                                          *

What is Peril?

200

                                                                     **

What are ineligible homes?

300

My home policy is rejecting because i am more than 10 miles way from?

                                                                    

Fire department

Fire department must be within 10 miles of a primary home address.

400

True or False:

You need to show proof of prior insurance to get eligibility on a home Applicaiton. 

False, home policies do NOT require prior insurance, but it helps your rate. 

500

When checking eligibility for a quote, Is there a difference between catastrophes and non-catastrophic losses in regard to RMBC loss history guidelines?

                                                                          

No, a loss is a loss whether its wind, hail, fire, dog bite. 

VROOM VROOM get out me car

100

                                                                        *

What are eligible vehicles?

200

                                    

what are ineligible vehicles? 

300

MSRP $250,000

                                                                      *

What is the maximum we can insure? 

400

At least 5 future effective days you will need in order to remove these coverages on your application.

                                                                         *

What is removing UIM/UM/PIP from a auto policy?

500

The minimum of 12 months of continuous coverage with no more than a 30-day lapse during the 12 months immediately preceding the Allstate policy where a need existed is required.

                                                                     *

What is auto proof of prior?

Is my ish eligible?

100

If I want my $70,000 1976 Ford Mustang covered for the stated value of $70,000, Is my ish eligible? 

No stated value vehicles are inelgible

200

I am shopping insurance and my house looks like this

Is my ish elgible?

No most we are allowed to write is $2 million playa!!$$

300

I have these cars that are specifically built from the factory for racing... Is my ish elgible?

No, vehicles that are designed from the factory for racing with addition to road use, like the Dodge Demon or Dodge Viper, will not be approved for eligibility. 

400

My son wants to be the next skateboarding prodigy. I built him this permanent structure ...... Is my ish eligible?

No, dwellings with attractive nuisances including, but not limited to, unfenced or inground empty pools, rented pools, and permanent skateboard or bicycle ramps. 

500

My friend got in trouble with drinking and driving and now has to have a certificate of financial responsibility (SR22). He wants a quote, is his ish eligible. 

No policy is ineligible if a SR22 is needed at start.

Vinny's Wild World

100

Name the colors of the rainbow?

Red

Orange

Yellow

Green

Blue

Indigo

Violet

200

where does the phrase "raise a toast" originate?

Ancient Rome. They used to put a little piece of toast in there wine. 

300

What is the official animal of Scotland?

400

In a breath holding competition who would win? A dolphin or a sloth?

Sid the Sloth, a sloth can hold there breath for up to 40 minutes while the dolphin is only 10 minutes

500

What is at least 1 out of 4 words that ends in "dous"

Tremendous

Horrendous

Hazardous

Stupendous